New York Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

New York Fix and Flip Loans

Delancey Street is a premier, and top rated, New York fix and flip lender. We fund fix and flip investors in Stanislaus County with all sorts of residential and commercial fix and flip projects. Many people are talking about flipping houses because it’s profitable. Many have made an actual living out of it.

The fix and flip is a basic concept. An innovative entrepreneur wants to buy a cheap house or commercial building in New York not to live in it but to flip it. The sole purpose of purchasing this type of real estate is to “fix” it and then “flip it” for a profit. The concept itself is easy to grasp but unless you have a solid business plan and the backing of a good fix and flip lender, you’re going to run into a world of trouble. Delaney Street is a fix and flip lender that is here to help you make flipping houses profitable.

Fix and Flip Lender

We don’t look at credit rating or income brackets before we approve someone for a loan. We look at the obstacles they face, the plan they have to overcome those obstacles, and the ways our funding can help this person achieve their dream… and ours. We believe in big dreamers, and as we like to say, the do-ers. If you’re a do-er, someone who has a true plan to fix and flip a house, then we can help you achieve your goals.

Hard money lending is different from traditional bank lending. Traditional banks lend according to strict guidelines. That means they look at your credit rating and income. Hard money lenders lend money based on assets, and for you, your chief asset is the house you’re going to flip. We look at the value of the property, the amount of money you want to borrow, and the final value of the property after you flip it. These are the main things we look at when trying to assess whether we’ll fund a project or not.

Call us Today

If you love home repair, and you’re great at it, there’s a good chance that you’ll be good at flipping houses. Your first venture may land you a lot of money or it may teach you the ropes and enable you to have a more successful venture next time. Whatever your plans are, you’re not going to get anywhere unless you have the funding you need to get that house fix and flipped. Delaney Street can help you. Our team is passionate about house flipping, and we know that the best resource for flipping a house is cold, hard cash.

Whether you’re an excellent home repairman with a knack for flipping houses, or your dreams are simply in the planning stage, bringing us in as a partner is going to give you the cash and creative backup you need. If you’ve got a specific house or property in mind, give us a call today and we can get started. We’ll be there for you every step of the way, sharing our expertise and previous successes. All it takes is one phone call to get started.

The state of New York is home to millions of people. It’s also a state of vast contrasts and many different communities. From the suburban sprawl of Long Island to the urban skyscrapers of Manhattan and the lush Adirondacks, the state is a place of impressive and fascinating possibilities. It’s also a place that has many varied types of housing. Residents enjoy apartments, semi-detached townhouses, large cape cods and classic colonials. The housing market is growing even more as people continue to be drawn to urban centers like New York City. People who live in this state often understand the local housing markets very well, having long been part of them. As a result, they can easily see the housing market through the eyes of locals. This perspective allows them to understand what kind of housing is likely to appeal to them personally as well as their neighbors and friends. People who are in touch with the housing market in this state can use this understanding to earn a living.

Flipping a Home

Flipping a home is the process of buying properties that might be undervalued in some way. The house might be in foreclosure. The original owner may have been in poor shape and unable to make minor repairs. A home may be owned by several parties who do not wish to continue owning it. In that case, a skilled flipper can stop opportunities that others might miss. They’ll see things that can be repaired with ease. They will know what a coat of paint and fixing up the fence can do to buyers. They’ll also see how to enhance the layout, increase curb appeal and make it clear this properly is the one the buyer needs. Many home flippers know what needs to be done after a single tour of the home.

While it may be readily apparent what should be done, getting to that point can be hard. The potential flipper may not have immediate capital they can use to buy the properly and seize the opportunity they know lies in front of them. For those with a passion for New York real estate but without the money they need right now, the possibilities are still there. One such possibility is what is known as a fix and flip loan. Fix and flip loans are all about offering the flipper the cash they need when they need to have it on hand.

Close Resources

In that case, the flipper can choose to reach out for funding. Many people, when they sit down and think it over, realize that many sources of funding for the flip they have in mind are all around them. A group of friends may have excess cash they’re not using and are looking for new investment opportunities. The flipper may also discover that others have the same vision in front of them when thinking about New York City real estate. Finding a group of people who feel the same passion means finding a partner who can work closely with the person and help them get the properties they know have incredible potential. A flipper can also reach out to others kinds of potential sources of cash to get a property and tap into the money they can make with a few basic improvements.

They can also think about the kinds of money they might already have in hand for a fix and flip loan in New York. For example, they might have a home of their own. If this property has increased in value in the last few years because of rising real estate prices, it is possible to tap into that equity. The flipper can bring out that equity by taking advantage of that increase and then use it to create direct, working capital. Companies are happy to offer fix and flip loans. Any flipper should make sure they know exactly what they’re going to do before they begin the plans for the home. Detailed plans can really pay off in the end with a profit once the flip is completed. Earning money this way can increase the person’s net work and be done again and again successfully.

Hard Money Loans

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