Nextwave Funding

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Nextwave Funding

Borrowing money to sustain a business is a common practice. Small businesses that are just getting their start frequently must take out loans to meet even the most basic expenses such as payroll, inventory, and other operations. This is not a situation that is known only to small business owners though as even the largest corporations in the world are frequently in debt from loans that they have borrowed as well. In this article we will look at a variety of borrowing that is available to small business owners.

Merchant cash advance loans are a type of product that can help a company remain afloat even when times get very tough. They are also intended for those who have been turned away by other types of lenders. Many lenders look only at the credit score of a business account. That can eliminate many companies from receiving the funding that they require. Those who lend out merchant cash advance loans do not worry about the credit score.

The merchant cash advance lender can afford to skip past the credit score check because they are going to claim a percentage of the future sales receipts of the business they lend to for a set period of time. The business agrees to giving up a percentage of their sales to the lender until the loan is repaid with a set amount of interest added on top of it.

You can imagine that this might be a rather expensive way to borrow money, but it is also just about the only way that some companies are able to get funding at all. It is far less expensive than it is to take the hit of missing payroll or something of that nature. A hit to the reputation from something like that would be incredibly harmful.
In order to qualify for a merchant cash advance the business owner must bring in sales records as proof of the profits that the company is generating. This is the most important aspect of getting approved. The lender wants to know that they are loaning money to a company that has enough profits to repay that loan with interest. That may well be the case with a lot of businesses, and the only reason they are seeking a loan in the first place is because their cash flow is not coming to their accounts quickly enough.

Meeting payroll is not the only purpose of borrowing a loan like this. Others look to merchant lenders to help keep their inventory fully stocked. Customers expect to be able to purchase whatever products they desire from you whenever they desire them. It can be incredibly costly to be out of certain products. Certain companies may even come to a complete halt if they do not have their steady supply of inventory. A quick loan to make that happen can be the answer to this problem.

Speed is another factor that you will hear a lot about when it comes to merchant cash advance loans. Try to get a speedy loan from a bank or other type of traditional lender. This is not a proposition that is likely to happen when going to one of these traditional lenders. They want to have reams of evidence that you are credit-worthy and able to pay back the amount that you need to borrow. Also, many traditional lenders will not bother with loans that are beneath a certain amount. This means that if you require a small loan you may not be able to get one at all from a bank.

You have some options when it comes to borrowing, but those options can become very restricted depending upon your circumstances. You may want to look at merchant cash advance loans as an option for you. They are fast loans that can be appropriate in certain circumstances. Make sure you weigh the pros and cons of this type of borrowing against all other forms of borrowing that are also available to you. Only when you do a full-scale accounting of all of your choices like this can you begin to make progress towards figuring out how to best handle your borrowing needs.

The chances of you needing a loan of some kind at some point in your business are high. Being prepared for what kind of borrowing is best for you is just good business practice.

Do you need a small business loan?

Apply now