DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

Apply Now

We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

North Dakota

Do you own a small business? Do you have the desire to grow your business? Growing means becoming more profitable, but it also requires you to take a chance now and then. One of those chances is financial. You must spend money to make money, but what happens when you don’t have the money to spend? You can apply for a small business loan to help you get started, but you might not have the time to wait for that kind of funding. You might also not have the ability to get a small business loan if you don’t meet strict requirements.
A small business loan through a lender requires weeks of waiting, weeks of paperwork, and funding is not available right away. Sometimes, business owners go through the entire application process only to find out they were denied a loan and wasted weeks of valuable time hoping for the funding they need to expand. A North Dakota merchant cash advance is a great way to secure funds when you don’t have the time or you don’t meet the requirements for a business loan.
How Does it Work?
A merchant cash advance is not so much a loan as it is a cash advance. You can have the money you need right now, but you must pay it back over time. The caveat is that you don’t have the same amount of time to pay back the cash advance as you do a loan. You don’t have years. You have months. Most people are able to pay back their cash advance within four to nine months of receiving their funding, which is what makes this process easy.
Additionally, funding is available right away. There is no long application process. The process is simple and streamlined, and you can have your cash on hand in a matter of days. The application process is simple, too. You need only turn in the following documents.
– Business taxes
– Driver’s license
– Bank statement
– Credit card statement
– Credit score
– Voided business check
Once you are approved for the loan, the cash is deposited right into your bank account. This gives you the power to spend right away and not worry about wasting more time.
Once you decide a merchant cash advance is a way to go, you must understand how repayment differs from a traditional loan. A traditional loan requires a monthly payment broken down into a specific number of years and calculated using an interest rate. Lower rates are given to the least risky borrowers in the eyes of the lender.
Rather than using an interest rate to profit from your repayment, a cash advance uses a factor rate. This factor rate is expensive, starting at what’s equivalent to a 15 percent interest rate. When it comes to repaying your cash advance, you never write a check. The company deducts the repayment daily from your bank account using a percentage of your credit card sales and your debit card sales. This is the reason you don’t know how long it will take you to repay your cash advance. It depends on your sales any given day.
Is it For Me?
If you are looking for money to expand your business, a merchant cash advance might be for you. Were you denied a small business loan and cannot raise capital in another manner? If this is the case, you have options. It’s more expensive, but you have access to your money faster. If your investment pays off quickly and efficiently, you’re also looking at paying off the loan much faster, which means you might be able to pay it off for a little less money.
If you need money for your business now, it’s worthwhile to consider a merchant cash advance. You can pay it off faster and more efficiently than a small business loan, but it’s important you only borrow what you need. It’s also important that you are able to grow and expand using this money because that is what makes it possible for you to avoid a financial disaster during the repayment period of this cash advance.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
WHAT ARE Asset-Based Loans?

What is an asset based loan? An asset-based business line…

101 Things you need to know before you apply for an SBA loan

101 Things you need to know before you apply for…

ESOP

ESOP – employee stock ownership plan, is a qualified employee…

Financing Small Businesses: How It Helps The Entire Community

Small business financing is a great thing, but many people…

Here’s Every Document You’ll Need to take a Small Business Loan

Documentation and paperwork is the single largest obstacle to most…

Delancey Street understands funding like no one else!
Steven Norris
Get Funding Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Apply Now