Oceanside Fix and Flip Lenders

Get funding for your next project from a top hard money lending institute.

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Considering a hard money loan?

We help real estate investors get hard money/private money loans for their next project. Money and finances should never be the obstacle that stops you from succeeding. We regularly help entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.

At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity – and how we can help you capitalize on it. For years, our team members have been helping people capitalize on opportunities using hard money loans, private loans, reverse mergers, other financial vehicles.

  • High LTV

    We fund loans up to 80-90% LTV. We look at the value of your property, and your overall business plan when deciding whether to fund you.

  • Fast

    We realize deals can disappear if you don't have fast funding. We promise to treat you like a partner, and work fast to help you get funding.

  • No $ Limit

    We're a growth focused private money lender. That means we work fast to fund your deal, and there's no limits on what we can do for you.

Do you need a loan for real estate projects?

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Recently Funded Projects

Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

Raised APR ARV
$830,000 8.99% 75%

Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

Raised APR ARV
$1,200,000 11% 82%

Allen Park, MI Rehab

On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized by the charms of pleasure of the moment, so blinded by desire.

Raised APR ARV
$135,000 9.0% 63%

Oceanside Fix and Flip Lenders

Fix and flip is a real estate deal where investors purchase a property to sell for a higher purchasing price. The home acquired is usually below market value and may require some minor repairs to make it attractive for those in the market to buy a home. The goal is to increase the market value of the property by making a series of repairs to the home, which will be later resold.

The repairs performed on the home can range from adding new bedroom or a kitchen. The basement or attic could be refinished as a part of the project. Knowing whether or not to replace the roof or redo the landscaping are decisions that are made with the resale value in mind.

The flip refers to the act of selling the property once repairs are made. It can also mean finding a renter for that property. The point of the flip is to generate profit immediately after repairs were made to the property. At the time of closing, the buyer acquires the property, and the investor makes a property.

Fix and flip investing has been around for a whole, but it has become popular through television shows like Flip This House and Flip That House.

If you want to be an investor of fix and flip homes, you need access to hard money lending. You don’t have to look further. Learn how to quickly get the funds you need to immediately begin flipping properties. Your credit, income and job history play no role in determining your eligibility for hard money loans.

We offer fix and flip loans in many states.

Fix and Flip Loans for People with No or Little Credit

Most properties bought by investors do not meet FHA requirements.

Why does this matter?

In order to qualify for a traditional financing option, the home needs to meet certain guidelines. If the property does not meet the guidelines, then a loan can’t be issued through Fannie Mae or Freddy Mac.

The majority of fix and flip loans are provided by private lenders who specialize in hard money. What exactly are hard money loans?

These lenders provide loans based on the value of the collateral. The asset is the property. Real estate investors usually understand what it takes to make a property profitable.

Private and hard money lenders start by viewing the property you are interested in acquiring. They will request information on the purchase price. They want to know what repairs you are planning to make to increase the property’s value. If they can see the value and have confidence in you, they will fund the project.

The lending decision is based off the property’s value. The borrower’s credit has not thing to do with the approval process, so you can have bad or no credit and still qualify. You don’t need a job history or proof of income or assets to be considered.

How can they lend to people without credit?

It’s simple. These companies offer capital from private investors. These investors funding these projects are not beholding to the traditional mortgage arrangements and requirements.

A fix and flip loan is usually for a short amount of time. Most terms are between five and twelve months for fix and flip loans. During the process, the lenders do not require payments until the term is up. The loan has to be paid off at the end of the term, so you must be sure that the property can be quickly sold off once the mortgage is paid off. Failing to do so will lead to foreclosure and loss of any investment made to the property.

Finding Lenders for Fix and Flip Projects

Finding fix and flip lenders can be challenging if you are just starting out. Here are some resources you can use.

The first way to locate a hard money lender is through consolidate resource sites. There are two top sites that you can refer to: http://moolahlist.com and http://hardmoneylendersonline.com. They are both reputable sources for those looking for fix and flip loans.

When looking for hard money loans, you may begin seeing advertisements for courses that teach you how to find hard money lenders. These courses are basically selling you information that is already available online. They are actually rip-offs because the information can be found for free.

Another way people can find real estate investors is through networking. A local REI club meeting will provide you with an opportunity to meet other investors. Many lenders were once investors, so they understand the industry.

Networking sets the stage for building long-term relationships. The process is an involved one and takes commitment. Relationships will never thrive without trust, so as you network with these individuals, you are looking to build trust among them. This improves your chances of securing a loan. Once you have solidified the relationship, be sure to avoid defaulting on the loan to preserve the relationship. You don’t want to waste time developing a relationship only to lose it by defaulting on the loan.

Delanceystreet.com is another option for those looking for fix and flip loans. This company has been providing real estate investment loans for 13 years. As a result of years in the industry, the lender has become the nation’s leading fix and flip lender. To date, the company has funded hundreds of successful transactions.

Our primary goal is to offer fast, accessible hard money loans online.
If you are an investor ready to make an offer on a property, contact us today to get pre-approved for hard money lending.

Do you need a loan for real estate projects?

Getting Started Is Simple & Easy
  • Contact us regarding your opportunity
  • We’ll reach out to you, and discuss the specifics
  • We finalize the transaction and help you
Get pre-qualified for a potential investment
  • Get pre-qualified for your next real estate purchase
  • Risk free – with no credit check, or any commitments

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