Our Hard Money Loan Process

Below’s a breakdown of the lending process.

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Loan Approval Process

  • Loan application

    Fill out our loan application so that we can start processing your project and evaluating it. Our loan application asks you all the basic questions we need in order to understand your project. Our application is the first step.

  • Project Assessment

    After we review your application we’ll assess your project and it’s viability. We will probably have follow up questions – but during this critical phase we’re seeing if your project warrants the $ requested.

  • Supporting Documents

    We may ask for certain supporting documents in order to verify some information about the project. This phase is typically a formality – one in which we’re looking for additional information that allows us to verify your claims.

  • Term Sheet

    After we evaluate your project, we’ll offer a term sheet that lets you know what we can offer, and what the terms of the transaction are. This is a very transparent process. If you accept our terms, we can then move to conclude the hard money loan quickly.

  • Schedule

    Depending on your needs and the type of loan you have, we’ll disburse the funds according to a schedule determined during this phase.

  • Loan Closing and Disbursement

    We’ll give you the funds during this phase.

  • Construction

    You do the necessary purchases, and construction, needed to increase the value of the property in question.

  • Sell or Refinance

    You sell, or refinance, the property which then results in Delancey Street getting repaid.

Why Delancey Street?
We Make It Simple. We Are Partners First. Lenders Second.

  • Fast

    We’re extremely fast at approving and disbursing funds. We are partners. We know you need the money fast. We work weekends, and all hours of the day. Give us a chance to earn your business and help you.

  • Local

    We have experts in every city and state, who we rely on in order to assess projects quickly. Regardless of where you are, we can help you.

  • Simple

    We keep it simple. We have a very streamlined process, backed by artificial intelligence, that makes it simple and fast for us to vet and fund new projects.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

- Leo kovacz

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- Leo

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