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Philadelphia Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

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5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...



Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Philadelphia Merchant Cash Advance

Philadelphia Merchant Cash Advances

If your company generates steady revenues, it may be eligible for a merchant cash advance. This is not a loan, and it doesn’t require any collateral as a condition of getting your application approved. The best part is that you can get your money quickly and use it for just about any purpose that you want.
Your Credit Score Doesn’t Matter
One of the advantages of a merchant cash advance is that your credit score won’t factor into whether or not you get financing. This is because the amount that you can borrow is based on your credit card transactions and revenue over the past several months. It is also important to note that you won’t be able to improve your credit score by repaying the loan on time.
The Balance Is Repaid Daily
Each day, the company that provided the advance will take a percentage of your credit card revenues as a means of repaying the balance owed. Let’s say that the daily holdback is 10 percent. This means that 10 percent of revenues will be taken before you have a chance to access funds available in your merchant account. For instance, if your business generated $1,000 in sales, you would pay $100 that day. If you generated $10,000 in sales, you would pay $1,000 on that date.
What Are Some Ways to Use a Merchant Cash Advance?
You can use your cash advance in a variety of different ways that can help your company grow or become financially stable. For instance, the cash can be used to pay vendors or to get access to money before customers actually send in their payment. Generally speaking, customers don’t pay for goods for up to 90 days after they have been sent out.
Therefore, you could experience a cash crunch that can make it difficult or impossible to meet ongoing debt or other fiscal obligations. If you are looking to hire a sales or marketing team, the money from a cash advance could allow you to do that right now. Finally, the funds that you get from a merchant cash advance can help to buy or lease equipment or a new commercial building.
What Should You Consider Before Applying for an Advance?
While a merchant cash advance can be relatively easy to get, it can be more expensive than other types of loans. For instance, you could pay an effective APR of 30 to 50 percent or more depending on how long it takes to repay the loan. The maximum interest rate that you would pay with a credit card is 29.99 percent assuming that you have poor credit.
You should also decide ahead of time how much money that your company needs to borrow. In most cases, the merchant account advance providers will give you what you qualify for even if that is more than you want or need. For instance, you could be approved to receive $50,000 even if the company can’t afford to repay more than $25,000 over the next year or two.
Obtaining a Cash Advance Is Easy
To get a cash advance, all you need to do is fill out the easy online application. It only takes a few minutes to complete, and all you need is to provide basic information about your company and its credit card receipts. If you have any questions about the process of applying for advance funding, a customer service representative will be happy to help.

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