Philadelphia Merchant Cash Advance

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.


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No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

8.99 %
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

11 %
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

9.0 %
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

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Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

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Philadelphia Merchant Cash Advances

If your company generates steady revenues, it may be eligible for a merchant cash advance. This is not a loan, and it doesn’t require any collateral as a condition of getting your application approved. The best part is that you can get your money quickly and use it for just about any purpose that you want.

Your Credit Score Doesn’t Matter

One of the advantages of a merchant cash advance is that your credit score won’t factor into whether or not you get financing. This is because the amount that you can borrow is based on your credit card transactions and revenue over the past several months. It is also important to note that you won’t be able to improve your credit score by repaying the loan on time.

The Balance Is Repaid Daily

Each day, the company that provided the advance will take a percentage of your credit card revenues as a means of repaying the balance owed. Let’s say that the daily holdback is 10 percent. This means that 10 percent of revenues will be taken before you have a chance to access funds available in your merchant account. For instance, if your business generated $1,000 in sales, you would pay $100 that day. If you generated $10,000 in sales, you would pay $1,000 on that date.

What Are Some Ways to Use a Merchant Cash Advance?

You can use your cash advance in a variety of different ways that can help your company grow or become financially stable. For instance, the cash can be used to pay vendors or to get access to money before customers actually send in their payment. Generally speaking, customers don’t pay for goods for up to 90 days after they have been sent out.

Therefore, you could experience a cash crunch that can make it difficult or impossible to meet ongoing debt or other fiscal obligations. If you are looking to hire a sales or marketing team, the money from a cash advance could allow you to do that right now. Finally, the funds that you get from a merchant cash advance can help to buy or lease equipment or a new commercial building.

What Should You Consider Before Applying for an Advance?

While a merchant cash advance can be relatively easy to get, it can be more expensive than other types of loans. For instance, you could pay an effective APR of 30 to 50 percent or more depending on how long it takes to repay the loan. The maximum interest rate that you would pay with a credit card is 29.99 percent assuming that you have poor credit.

You should also decide ahead of time how much money that your company needs to borrow. In most cases, the merchant account advance providers will give you what you qualify for even if that is more than you want or need. For instance, you could be approved to receive $50,000 even if the company can’t afford to repay more than $25,000 over the next year or two.

Obtaining a Cash Advance Is Easy

To get a cash advance, all you need to do is fill out the easy online application. It only takes a few minutes to complete, and all you need is to provide basic information about your company and its credit card receipts. If you have any questions about the process of applying for advance funding, a customer service representative will be happy to help.

It’s Simple

  • 1 Tell us what you need
  • 2 We'll evaluate it
  • 3 We'll offer our terms

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  • Risk free to you, no strings
Get pre-qualified today