DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Physical Therapist Business Loans

Physical Therapist Business Loans

Applying for a physical therapist business loan is an exciting event. You may be in the middle of starting up your company, or you could be looking for a loan to expand what you already have. Whatever the reason, a physical therapist business loan is often a necessity for growth and development. But getting one can be a harrowing experience, especially for the first time. Preparing yourself for what you need and for what is going to happen is very important. That’s why we have put together a plan that will help you get the best loan possible.
Understanding What You Need
It’s a good idea to consider all of your options before you jump right into applying for a business loan. After all, you will be responsible for paying back the money for some time. Consider this- does your company really need this type of financing right now? You may be able to get away with applying for a new business credit card if your cash needs aren’t that high. However, a credit card is often not enough to cover the expenses your company is facing. This is when a term loan will do the trick. Just be sure you understand every possible option before you apply for one.
Check Out Your Credit First
Now that you have determined that you do need a loan, take a look at your credit history. You can now pull up a copy of your credit report on websites and apps such as Credit Karma, freecreditreport.com, and AnnualCreditReport.com. This allows you to check your score whenever you need to.
Personal and Business Credit- What’s the Difference?
Many business owners start up their company by using their personal credit to get the equipment and materials they need. While this is a normal action, it is often not the best one. The problem arises when it comes to tax time or getting a business loan- the lenders will be looking at your credit, and past personal issues could easily cause problems for you now. If you wish to keep this from happening, try to establish business credit right off the bat. A low-interest business credit card is the perfect place to start.
Common Credit Mistakes
You’ll want to remember the common mistakes many people make that are detrimental to their credit score. One of the biggest is maxing out all of your credit cards and only paying the minimum balance. Many people believe that as long as they are making a payment when the bill is due that it won’t negatively affect their credit score. This is false. Be sure to always pay down your credit cards by paying more than the minimum balance due every month.
Ways to Improve Your Score
Before you even apply for a business loan you will want to take the steps to improve your credit score. Every lender is going to look at your score as one of their very first steps, so you will want them to see a score that reflects the fact that you are a professional who takes care of their debts. Now that you are able to see your credit history, take the following steps:
•Look for errors- You may have paid off and closed a delinquent credit card in the past, but the problem is still listed on your credit report. Call the appropriate agency and dispute the error until they take it off your history. This will help increase your score.
•Pay off any tax issues you have- It is easy to fall into tax problems, but you need to pay them off before applying for a loan. Get in touch with the government agency responsible for the issue and set up a payment plan. Better yet, pay the entire debt off if you can. Tax issues can really cause your score to take a nosedive.
•Pay your debts- It is never too late to take care of old debts. Pay them off and improve your score- it’s that simple.
Now that your credit score is better, remember the following:
Always keep your credit card balances low and pay your bills on time. You’ve come this far and improved your credit history- don’t destroy it now.
You may also want to consider hiring one of the many credit monitoring services that most credit card companies offer. They can watch your accounts for you and report any suspicious activity. Stop fraud from occurring and ruining what you have worked so hard for.
Now, Apply for the Loan!
Get ready to apply for the actual loan by gathering up everything you will need to present to your lender. Let’s take a look at what you will need:
Your Proposed Budget
Any lender is going to want to see exactly where the cash they lend you is going. Come prepared with a proposed budget that you have put together beforehand, one that details exactly what you plan to do with the cash from the loan.
Bring Financial Statements
Your financial statements will show the lender how well your business is doing and should do in the foreseeable future. Your accountant will help you prepare your profit and loss statement to show the lender, along with your cash flow and income statement.
You will also want to bring along other documents, such as your accounts payable receivable information, tax returns, and balances sheets. You should gather everything you have for the past two years.
Once You Receive the Offer
By now you should have everything you need in order to request and receive a physical therapist business loan. Remember, even when you are approved for the loan, your credit score will have a lot to do with the fees you will be required to pay. There will an interest rate that will be based on your credit score. Be sure to ask your lender to explain to you how much you will be required to repay every month.
Congratulations! We hope that with this knowledge you will go on to get the physical therapist business loan you need to improve your business.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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