Fullerton Private Money Lenders

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Jason

Founding Partner (Cut and Stitch)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Fullerton Private Money Lenders

Investing in real estate is the experience of a lifetime. Owning an actual piece of property gives the owner a feeling of having really accomplished something. In order to become a full-fledged real estate investor a person needs the financing backup to help them buy that property. 
Why You Can’t Just Borrow From Any Bank
A lot of novices might think that they could just stroll into their local bank for a loan if they did not have the funds necessary to cover the full cost of the piece of property that they would like to buy. However, that is just not the case. There are a lot of other factors that go into the decision that a bank will make regarding lending to an individual or not for a piece of property. 
Your credit score would need to be nearly immaculate to get your loan from the bank. Additionally, they will take their time dragging their feet on the loan processing time and have you waiting at least thirty to sixty days to find out if you are approved or not. That is an amount of time that some people simply do not have to sit around and wait for some bank to decide what they are going to do. They could be letting other great real estate deals walk out the door on them if they are going to wait that long for the bank to get back to them. Instead, many choose to go with a private money lender. 
Borrowing A Private Money Loan
Borrowing a private money loan means knowing someone who has the financial means to actually stake you the money to buy the piece of property you have had your eyes on. Obviously, those kinds of people are not around every corner. You really have to know some of the most elite people in order to have a person who can finance this for you. In this business, it pays to know wealth people. 
What the wealth individual will do is assess your credit-worthiness themselves. They will then decide how much they will lend you and at what rate of interest. If you agree to the terms, then you sign the legal documents and receive the funds necessary to purchase your piece of property. 
The Kind Of Properties Most Likely To Use A Private Money Loan
In the Fullerton, California area you are likely to find many properties that a conventional lender would not lend out money on. The conventional lender is not likely to loan out money on a property that has damage to it or is in need of repairs. They view these properties as too risky to their bottom line. The same is not true for many private money lenders. The private money lenders are more interested in getting a good return on their money. They can certainly do this by investing in the right people who turn properties around. 
Wise investors will look for properties that definitely need some repairs but do still have life in them. Those are the kind of places that can receive a little tender loving care and actually make for a highly profitable investment. 
Having An Interested Investor
Finally, one of the best advantages to using a private money lender over a conventional one is that the private money lender has a strong vested interest in the property they put their money into. While a bank lends money out with the hope of being repaid, they are also lending to a lot of other people. They will go through all of the classic procedures to foreclose on a property on which they do not receive payment. 
The bank has less passion when it comes to how they treat their borrowers. There is less room for error and the bank does not particularly care if their borrowers default or not. They will shake their money loose regardless. That is why working with an individual is a better call for a lot of people who are investing in real estate.

Hard Money Loans

Need funding for your next project?

Complete Our Application