Long Beach Private Money Lenders

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Jason

Founding Partner (Cut and Stitch)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Long Beach Private Money Lenders

Long Beach, California has some of the most beautiful and valuable real estate in America. When people think of sunny California, they often think of Long Beach. In addition to natural beauty, Long Beach boasts a roaring economy. In Long Beach, you can not only live surrounded by beauty, you can also advance your career and buy into one of the nation’s hottest real estate markets.
For this reason, real estate investors are keen to snap up properties in Long Beach. Whether looking for fix-and-flip opportunities, rental opportunities, or for their own personal residences, real estate investors know Long Beach is the place to go long on real estate. As a result, competition for Long Beach real estate has grown in intensity.
To succeed, real estate investors need private money lenders on their side. Retail lenders take 30 days or more to approve loans, and in the ultra-competitive Long Beach real estate investor market, this is way too long. Retail banks also fail to provide reasonable loan offers for unique properties, and often provide no cash for those ripe fix-and-flip opportunities.
Private money loans close fast
Imagine the loan for your next property closing in just 24 hours. That would put you ahead of the competition. When you work with private money lenders, loans can close that quickly. This allows you seize those perfect investment opportunities, without hesitation.
Private money loans are asset based
Part of the reason that private money loans close fast is their asset-based nature. Also known as hard money loans, private money loans are granted based on the underlying value of the hard asset. Conventional loan criteria like income and credit score take a back seat. Because of this, private money lenders can complete approval processes much faster.
This also means private money lenders are in a position to help distressed homeowners. For example, if a Long Beach homeowner has fallen behind on his mortgage but still has sufficient equity in his property, he can obtain a hard money loan and use it to get out of foreclosure. Once out of foreclosure, he can then sell the property or refinance it into a permanent loan. Either way, he keeps his equity!
Private money loans are short-term loans
Private money loan terms are much shorter than coventional loan terms. Rather than 15, 20, or 30-year terms, private money loan terms range from several months to several years. Payments remain similar to conventional loans for the shorter loan term. At the end of the term, a balloon payment is due. The homeowner sells the property of refinances into a conventional mortgage before the balloon payment comes due.
Private money loans are perfect for fix-and-flip deals
When real estate investors are looking for fix-and-flip financing, private money lenders should be their first stop. Because they are short-term and asset based, they provide the perfect solution. With near immediate approvals, investors are sure to cash in on any opportunities they find.
Private money lenders loan to real estate investors based on the after repaired value (ARV) of a property. The ARV is the value of the property after the investor completes the fix; in other words, the ARV is the value of the property when it is flipped.
For example, an investor may buy a $500,000 Long Beach property. The ARV of the property is $750,000. Since the private money lender loans 80 percent of the $750,000, instead of 80 percent of the $500,000, the investor can borrow $600,000, leaving the investor money to fix the property.
Private money lenders are able to make these deals happen because they are individual investors. They make their decisions based on the value of the deal, not credit scores and incomes. Without those constraints, private money lenders provide the perfect financing source for real estate investors.
Long Beach provides tremendous opportunities for wealth accumulation through real estate. By working with private money lenders, you can get the financing you need to turn huge profits.

Hard Money Loans

Need funding for your next project?

Complete Our Application