Quarterspot Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.

1

Cover Expenses

Pay for any unexpected expenses that arise using our business loans.

2

Invest in your business

Use the business loan to grow your business however you wish.

3

Liquid

Keep the cash on hand for future expenses.

4

Payroll

Use the business loan to pay your employees.

5

Equipment

Buy new equipment to grow your business.

6

Staff

Use the business loan to hire new employees.

We Fund Fast

24-48Hrs

Loans up to

$ 10 Million

Google Rating

5 Stars

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.

Trusted

We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Quarterspot Merchant Cash Advance

We offer cash advances to companies all over the USA — irrespective of the industry, or niche. We are your partner, not only a lender. We can help you to get the financing you need when you’re in distress, and needing fast funding to create deadlines and payroll. When you receive a merchant cash advance, it is not the same thing for a loan. It is basically a cash advance based on the credit card sales that you get in your business merchant account. As soon as you apply for the loan, we deposit the funds in your business checking account within 24 hours.
How Merchant Cash Advances Work
The cash advance is for $2,500 to $25,000. Each merchant cash advance has a repayment program with daily payments from your accounts. The moment you ask a loan, it takes just 24 to 48 hours for it to be approved and in your account.
This sort of loan works well for people that have poor credit or need fast access to funds. The whole approval process is fast and works for many sorts of businesses. The only drawbacks are the higher fees and the fact that the loan must be repaid through your daily earnings.
With a merchant cash advance, you get the cash you need when you need it. The funds may be used for anything your organization needs. Some businesses use this type of cash advance to make up earnings during a slow month. Other businesses just have to cover a bill that is past due.
This is a cash advance and not a loan. When you get a cash advance, you promise to pay it back together with your company’s future earnings. The loan is provided in a lump sum that is paid back from the money you make every day. How much you pay back is known as the recovery rate or holdback. Based on the amount of the advance, your repayment period and your credit card sales, the holdback can vary between 5 to 20 percent.
The amount that you can borrow depends on your credit card sales. Most providers will review your sales for the last two to six months to see how much you can borrow. Depending on the supplier, you can get anywhere from 50 to 250 percent of your monthly credit card transactions as an advance. Then, you have 90 days to 24 months to pay it back.
The Benefits of Getting an Merchant Cash Advance
This option is ideal if you need cash straight away. You can get approved much faster with an advance than you can with a conventional loan. Often, you can get approved within just a couple hours. Then, you receive the advance within just one or two days. If you’re trying to cover your payroll or a sudden expense, obtaining a speedy choice is a benefit.
Another advantage is that you can avoid using collateral to get an advance. Banks normally require collateral for a business loan, which takes time. It is also a huge risk for your company if you cannot repay the loan. With a merchant cash advance, you get the cash you need without having to provide your assets as collateral.
Best of all, the application process is easy and straightforward. You can do the whole application online. You just have to upload a few of your documents and fill in the blanks. Unlike a typical lender, most merchant cash advance lenders are quite open to bad or poor credit. Their primary aim is to find borrowers who have a strong history of credit card sales. They will also look at how long you have been in business.
Merchant cash advances also have high limits and flexible payments. You pay a portion of your credit card sales as your company sells products. If you sell less, then the amount that’s taken out is correspondingly less. You only pay out a portion of your credit card sales. Plus, some lenders will give around $2 million at a merchant cash advance.
This option works well for companies who need cash quickly. You need to have an established track record of credit card transactions. The only drawback is the cost. If you need cash fast and want a convenient alternative, then a merchant cash advance might be worth the added price.

Do you need a small business loan?

Apply now