DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Rhode Island Merchant Cash Advance

When it comes to running a business really well in the northeastern part of the United States, many factors need to be in place. One of the single most important is the use of capital. Capital is often the very foundation of any business endeavor. Working capital allows the business owner to make sure that the business is in good shape. They can hire employees with ease, create an advertising campaign, rent office space and lease all the equipment they need. While many Pennsylvania and Rhode Island business owners have a certain amount of working capital, there may be times when they need to have access to more capital to keep the business afloat. In that case, it can be useful have help from many sources of financing. One highly valuable modern source of financing is the merchant cash advance.
Many Useful Advantages
A merchant cash advance has lots of great advantages that has made it the option for choice for varied types of businesses. Many other types of business loans require the person to go through a highly detailed application process. They may need to present extensive documentation going back several years. They might also need to demonstrate they have the finances to pay back the loan at any time. These steps can be cumbersome and difficult to follow. The need for collateral can also mean that the business owner’s personal assets such as their home is at risk if they are unable to pay back the business loan. They can also be hard to for a business owner to quality for if they have had credit difficulties in the past.
Some businesses face busy periods and times where business may be slower. The merchant case advance allows the business owner to work around such periods and still have the cash they need even when there may be a temporary slack off. Many form of business assistance can take a lot of time to carry out. In the meantime, the business owner is left with all sorts of issues that might arise. For example, if the employer may even be violating the law if they unable to pay their employees as promised on time. The merchant cash advance avoids this possible problem completely.
The Process
A merchant cash advance means the company owner applies for funds. The company funding the cash advance agrees to provide them with the funds they need. In turn, the company owner agrees to pay the company financing the merchant cash advance a certain percentage of the money they take in from debit and credit cards each day. This is done via the business owner’s bank account. In turn, the business owner has access to a ready source of cash they can also access via their business bank account. Many business owners use credit and debit card payments as the standard form of payment for many goods and services. This is especially true in certain industries that rely on a changing group of customers such as a restaurant owner or other small, locally based businesses.
Companies submit an application to the merchant cash advance company. In turn, the firm will examine the owner’s credit card payments statements. The goal is to see if business owner has a certain level of credit card business in a certain time. A business owner may also be asked to present other evidence of their fiscal history such as the company’s working capital. Most such applications take place largely online rather than in a formal office setting. This makes the application process quick and easy without the need to take a lot of time out of the day to complete it.
Using and getting cash from the merchant cash advance is very easy. The money is repaid via the business owner’s daily receipts. This allows the business owner to make the best use of their best asset: their daily hard work. The cash advance can also cover small amounts of money. There’s no need to borrow lots of money if the owner does not want it or need it. In short, this form of business help has a lot to offer the business owner right now.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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