Sacramento Fix and Flip Loans

Get funding for your next project from a top hard money lending institute.

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Considering a hard money loan?

We help real estate investors get hard money/private money loans for their next project. Money and finances should never be the obstacle that stops you from succeeding. We regularly help entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.

At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity – and how we can help you capitalize on it. For years, our team members have been helping people capitalize on opportunities using hard money loans, private loans, reverse mergers, other financial vehicles.

  • High LTV

    We fund loans up to 80-90% LTV. We look at the value of your property, and your overall business plan when deciding whether to fund you.

  • Fast

    We realize deals can disappear if you don't have fast funding. We promise to treat you like a partner, and work fast to help you get funding.

  • No $ Limit

    We're a growth focused private money lender. That means we work fast to fund your deal, and there's no limits on what we can do for you.

Do you need a loan for real estate projects?

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Recently Funded Projects

Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

Raised APR ARV
$830,000 8.99% 75%

Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

Raised APR ARV
$1,200,000 11% 82%

Allen Park, MI Rehab

On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized by the charms of pleasure of the moment, so blinded by desire.

Raised APR ARV
$135,000 9.0% 63%

Sacramento Fix and Flip Loans

Sacramento, California is an ideal real estate market for the art of fixing and flipping houses. One of the most recent median house price market value in this area was $306,000, based on over 2,300 home sales. This is a price range that might appeal to your typical real estate investor because it gives them plenty of room to grow the end sale price. And that’s where the term “fix” comes in. It’s one of the two critical components of the “Fix and Flip” real estate investment strategy.

What’s a Fix?

Some real estate properties aren’t very valuable. In fact, they’re in desperate need of repairs, and that’s exactly why they’re going to sell for below market value and often sell for some of the cheapest prices on the market. Maybe it’s a plumbing problem. Maybe it’s a roofing issue. Maybe there’s not enough bedrooms to appeal to average buyers in a certain location. And maybe it’s all three of those things, and the home is sold for a very low price. Here’s where the potential to earn comes in.

Since a hard money lender is typically the type of investor who understands the Fix and Flip, you’re likely to qualify for loans if you have a solid plan to fix the property. It’s the “Fix” that is going to net you some serious profit in the end. You buy a very cheap house on the real estate market, and then it’s time to “flip” it. You’ve seen the shows. They’ve invaded American television channels for the last decade, as people have taken the flip to new extremes, making an entire career out of repairing worn out houses and selling them for mind-blowing prices.

The Flip

Once you’ve purchased a very cheap house on the Sacramento market, it’s time to come up with your plan to flip it. It’s the “Flip” that will give you your profit, and if you do it right, you can make an outrageous amount of money doing this type of investing. Why? Because that roof that made the house unsaleable now is fixed and upgraded at an affordable price so that you can hike the price several hundreds of thousands of dollars. And that makes your hard money lender extremely happy. They’re going to make a profit just like you are.

Hard Money Lenders

The bulk of the time, traditional banks don’t want to deal in the fix and flip model. They deal mostly in endeavors that require a great credit rating and solid income. Flipping houses doesn’t take stellar credit, though. You are going to get a loan based on your investment plan and your plan to fix the property and then flip it, not on your income or credit rating. You’ll basically be giving a portion of your profits to the hard money lender, and this is going to work out great for you AND them because none of this would be possible without that loan that will allow you to flip the house.

A hard money lender is going to take a huge look at your plan to flip the house. Do you have a plan to make cheap repairs? Do you have some inside knowledge of remodeling and flipping houses that means you’re going to be able to score a huge profit? If so, then your hard money lender is likely to approve you for your loan, and that’s the beginning of your success.

Finding Investors

Websites are abundant in details about where to find investors for this sort of real estate investing. Aggregate sites will show you multiple lenders at once so that you can choose the one that best fits your plan. And you better have a plan if you want to make any money because even one failed fix and flip can ruin you in the industry. Lenders want the winners in this industry, and your first time flipping a house could be your last if you get a bad reputation among investors.

Another way to find hard money lenders is to hang out in the REl community. Sacramento is an area ripe for the fix and flip model of investing, and you’ll find no shortage of hard money lenders who want to help you succeed. That’s because when you succeed, they succeed, and the better your plan is, the more likely they’ll be to back you up in it. The repair (fix) part of the plan is going to be one of the most essential. What’s going to allow you to flip this house effectively? What’s your fix plan and budget? Make sure you have a solid plan going in, and you’ll have no trouble flipping houses in the Sacramento real estate market.

Do you need a loan for real estate projects?

Getting Started Is Simple & Easy
  • Contact us regarding your opportunity
  • We’ll reach out to you, and discuss the specifics
  • We finalize the transaction and help you
Get pre-qualified for a potential investment
  • Get pre-qualified for your next real estate purchase
  • Risk free – with no credit check, or any commitments

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