Sacramento Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Sacramento Fix and Flip Loans

Sacramento Fix and Flip Loans

Sacramento, California is an ideal real estate market for the art of fixing and flipping houses. One of the most recent median house price market value in this area was $306,000, based on over 2,300 home sales. This is a price range that might appeal to your typical real estate investor because it gives them plenty of room to grow the end sale price. And that’s where the term “fix” comes in. It’s one of the two critical components of the “Fix and Flip” real estate investment strategy.
What’s a Fix?
Some real estate properties aren’t very valuable. In fact, they’re in desperate need of repairs, and that’s exactly why they’re going to sell for below market value and often sell for some of the cheapest prices on the market. Maybe it’s a plumbing problem. Maybe it’s a roofing issue. Maybe there’s not enough bedrooms to appeal to average buyers in a certain location. And maybe it’s all three of those things, and the home is sold for a very low price. Here’s where the potential to earn comes in.
Since a hard money lender is typically the type of investor who understands the Fix and Flip, you’re likely to qualify for loans if you have a solid plan to fix the property. It’s the “Fix” that is going to net you some serious profit in the end. You buy a very cheap house on the real estate market, and then it’s time to “flip” it. You’ve seen the shows. They’ve invaded American television channels for the last decade, as people have taken the flip to new extremes, making an entire career out of repairing worn out houses and selling them for mind-blowing prices.
The Flip
Once you’ve purchased a very cheap house on the Sacramento market, it’s time to come up with your plan to flip it. It’s the “Flip” that will give you your profit, and if you do it right, you can make an outrageous amount of money doing this type of investing. Why? Because that roof that made the house unsaleable now is fixed and upgraded at an affordable price so that you can hike the price several hundreds of thousands of dollars. And that makes your hard money lender extremely happy. They’re going to make a profit just like you are.
Hard Money Lenders
The bulk of the time, traditional banks don’t want to deal in the fix and flip model. They deal mostly in endeavors that require a great credit rating and solid income. Flipping houses doesn’t take stellar credit, though. You are going to get a loan based on your investment plan and your plan to fix the property and then flip it, not on your income or credit rating. You’ll basically be giving a portion of your profits to the hard money lender, and this is going to work out great for you AND them because none of this would be possible without that loan that will allow you to flip the house.
A hard money lender is going to take a huge look at your plan to flip the house. Do you have a plan to make cheap repairs? Do you have some inside knowledge of remodeling and flipping houses that means you’re going to be able to score a huge profit? If so, then your hard money lender is likely to approve you for your loan, and that’s the beginning of your success.
Next Steps
If you’re ready to move forward with your project, we encourage you to contact us. Fill out our contact form, and send us information about the terms and conditions you need for your next hard money loan.

Hard Money Loans

Need funding for your next project?

Complete Our Application