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Saint Paul Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Saint Paul Small Business Loans

If you’re a small business owner, you may occasionally need a boost in your finances to get to the next level of growing your business. Even if you currently have poor or limited business credit, Delancey Street may be able to help. We’ve helped many small business owners in Saint Paul with financing for renovations, unexpected bills, upgrades, and more. We offer many different solutions and some of our current loan products include the following:

  • Hard money loans
  • Invoice factoring loans
  • Merchant cash advances
  • Private money loans
  • Business lines of credit
  • Bitcoin loans and more


Delancey Street Makes Applying Easy

You may already know that applying for a loan can be a bit of a headache. Delancey Street makes the process much easier than a bank or any venture capital company. Our small business bad credit loan process simply involved updating and submitting information that you most likely already have in your possession. This article will go over the steps involved and will give you some tips for success.

Updating Your Business Plan or Financing Request

Requesting a loan involves creating a solid plan that clearly communicating what you’re looking to borrow money for. You’ll want to update your business plan so that it incorporates the improvements or financial issues that need changing. This involves providing models, estimates, financial records, and anything else that will help our representative understand the scenario. A presentation is helpful and you’ll most likely be asked questions regarding your ideas. It’s helpful to run this information by a third party to ensure that it’s clear and flows logically. If you’re unfamiliar with how to complete this process, a business consultant or colleague may be able to assist you in creating a great plan. This is perhaps the single most important factor in obtaining a small business bad credit loan with Delancey Street.

Review Your Personal and Business Credit

Conducting an audit of your finances is very helpful prior to applying for a loan. While we certainly help small business owners with bad credit, you’ll want to provide the best possible scenario to improve the situation. Reviewing all of your credit will help you identify any items that may be inaccurate. You can dispute these items with the credit bureaus and possibly have them removed. Your business credit should also be reviewed. If there are any derogatory items, you’ll want to make sure these are able to be addressed with an explanation. For some of our customers in Saint Paul, a credit repair service has been helpful in removing negative items from their personal credit reports. Creating the best possible scenario means that you may have more options available.

Providing Your Business and Personal Financial Records

Other factors that are taken into consideration include the overall financial status of your business. Some of the documents that may be requested include your tax records, profit and loss statements, cash flow reports, invoices, and assets. It’s best to have an accountant review the information for accuracy and completeness. There may be other requirements that the lender will let you know about. After that you’ll be ready to apply for your bad credit small business loan.

The Application and Approval Phase

After you’ve submitted your documents and have completed all of the other steps, you’ll get a pre-approval offer. This includes the terms of your loan and disclosures that explain this information. After you’ve gotten your final approval, you’ll sign the updated disclosures and receive your funds. Should you have any difficulty in making a payment, it’s important that you get in touch with the loan servicer. Delancey Street is happy to provide you with the best bad credit small business loan to help your company grow. Get in touch with us to explore all of your options today.

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