Chat with us, powered by LiveChat

Delancey Street Helps Business Owners Regain Control

Each year 10's of thousands of business owners struggle.

Join The Program

Fill out our contact form. We'll reach out and conduct a thorough assessment of your situation, and how we can help you. Our goal is to understand your situation, and determine if our program is the right for you, and the type of debt you have.

We Work With You

Once we determine our program is right for you, we start working on your behalf. We conduct a thorough evaluation of the type of debts you have, and put together an action plan on what a realistic, and beneficial outcome would look like for each debt.

We Get Results

The final step is the most important, we restructure your debt and put you in a better position than we found you. We work with you to adhere to the new debt restructuring program, and are with you every step of the way to make sure your business is thriving.

Program Results

$450K Merchant Cash Advance

Extra 24 Months

Transformed into a monthly payment, and extended by 2 years, with a 15% reduction in balance.
$110K Merchant Cash Advance

55% Reduction

Transformed into a monthly payment, and extended by 2 years, with a 55% reduction in balance.
$100k Business LOC

50% Redution

Our client had an LOC with a MCA hybrid lender, and saw a drastic reduction in balance.

How We Help

Business debt settlement through Delancey Street involves restructuring your corporate debt, in a manner that allows you to keep your doors open, and results in an increase in cashflow.

Get a affordable plan that works for your business cash flow as a part of the debt settlement process.

Get potential resolutions with Delancey Street in a timely and effective time frame once you enter our debt relief program.

You Have a Powerhouse team of financial and legal experts on your side, advising you on how to interact with predatory creditors.

5 Star Google Rating trusted by 100's of people who are struggling with business debt.

San Antonio Merchant Cash Advance Legal Help – Attorneys, Debt Settlement

Getting Legal Help for Your San Antonio Merchant Cash Advance

So you took out a merchant cash advance in San Antonio and now you’re having some issues with the terms or payments? Hey, no judgement here. Those things can get confusing with all the fine print. But if you feel like you got the raw end of the deal or there’s something sketchy going on, it might be time to get some legal help.
I hear you on wanting to avoid lawyers and court and all that headache. But sometimes ya gotta stand up for yourself when a business tries taking advantage, ya know? The good news is there are more options now than just suing or something. Lots of consumer protection laws that lawyers can use to negotiate and mediate on your behalf.

Research the Lender

First things first, gotta get the full scoop on the lender and know your rights. Sites like Avvo and FindLaw have some great articles breaking down the regulations around merchant cash advances. Texas actually has decent consumer protection laws about disclosure and limits on rates and fees.
So if something seems sketch in the original loan agreement you signed, definitely wanna dig into that more. An experienced business finance attorney can help uncover any violations and determine if the terms are legit enforceable. They can also check if the lender is licensed properly or has shady complaints against them. Arm yourself with knowledge!

Attempt Negotiation

Before jumping straight to lawsuits, see if you can negotiate a settlement. Have your attorney send a strongly worded letter pointing out any violations we uncovered and making a case for reducing fees or changing terms.
Lots of shady lenders cave quickly when called out cause they know they’re in the wrong. Don’t let them intimidate you into silence! Even if no laws were technically broken, a good negotiator can often get the payments or rates reduced anyway.
I’d say 8 or 9 times out of 10 we’ve resolved merchant cash advance issues for clients at this stage with a nice settlement offer. But if they don’t play ball…

File Official Complaints

Next step is lodging official grievances with regulators like the Texas Attorney General’s Consumer Protection Division. They take accusations of predatory lending seriously.
An attorney can nicely package up all the evidence of shady business practices and violations for you. Government investigators can subpoena records and audit stuff we don’t have access to. If multiple complaints stack up, the AG might even launch an official investigation into the lender!
All this keeps pressure on them to offer a reasonable settlement before risking fines, lawsuits, or worse. And hey, you could be helping protect other businesses by reporting them!

File a Lawsuit as a Last Resort

If all else fails, time to sue! Don’t worry, your attorney handles everything—filing paperwork, showing up in court, arguing before a judge, etc. Your involvement is fairly minimal.
Lawsuits should always be a last resort, but when lenders refuse to negotiate reasonably or address violations, ya gotta stand up for yourself. And if we uncover outright fraud or deception? Oh you better believe that’s grounds for legal action!

With the right evidence and a seasoned lawyer on your team, we can absolutely win judgements against predatory merchant cash advance companies. Financial penalties, canceled contracts, even repayment for damages—it’s all on the table!

The Choice is Yours!

So there ya go! That’s your roadmap for getting legal help with merchant cash advance disputes here in San Antonio. I know it can feel intimidating to stand up to big lenders on your own. But with experienced attorneys on your team, you’ve got this!
First step is booking a free case review with our office. We’ll dig into the details, plot out a strategy, and discuss affordable payment options. Don’t keep silent and let them take advantage of you or other small business owners! Call today and let’s get you the justice you deserve.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$500,000 MCA Restructured Over 3 Years
"Thanks for helping me in literally 24 hours"
Jason
$250,000 SBA Loan Offer in Compromise
"Great choice for business owners who need a trustworthy partner"
Mary
$350,000 MCA Restructured Over 2 Years

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
How Do I Stop Paying An MCA Advance

How Do I Stop Paying An MCA Merchant cash advances…

What Should I Do If OneMain Financial Is Taking Me to Court?

What Should I Do If OneMain Financial Is Taking Me…

How to Wind Down a Small Business With Too Much Debt

  How to Wind Down a Small Business With Too…

Coping With Debt-Related Marriage or Relationship Problems

  Coping With Debt-Related Marriage or Relationship Problems Money issues…

When Starting a Small Business to Pay Off Debt is Risky

When Starting a Small Business to Pay Off Debt is…

Delancey Street simply gets it. You're talking to experts.
Steven Norris
Get Help Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Schedule Consultation