San Bernardino Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

1

Cover Expenses

Pay for any unexpected expenses that arise using our business loans.

2

Invest in your business

Use the business loan to grow your business however you wish.

3

Liquid

Keep the cash on hand for future expenses.

4

Payroll

Use the business loan to pay your employees.

5

Equipment

Buy new equipment to grow your business.

6

Staff

Use the business loan to hire new employees.

We Fund Fast

24-48Hrs

Loans up to

$ 10 Million

Google Rating

5 Stars

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.

Trusted

We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

San Bernardino Small Business Loans

Delancey Street Provides Bad Credit Loans for Small Businesses in San Bernardino

If you’re a small business owner and have been turned down for other small business loans due to your credit, you’ll want to read on. Delancey Street has many loan programs that enable San Bernardino small business owners to cover expenses, make upgrades, improve cash flow, and many other uses. You’ll find their knowledgeable, friendly, and professional staff to be among the best in the industry. For our business neighbors in San Bernardino we offer the following types of San Bernardino business loans:

  • Invoice factoring loans
  • Merchant cash advances
  • Hard money loans
  • Business lines of credit
  • Bitcoin loans and more

 

Getting Your San Bernardino Business Loan Documents Ready for Application

Our San Bernardino small business bad credit loans all have one thing in common. You’ll need to provide and demonstrate a need for the funds. This can include coming up with an updated business plan to support your request. To help the agent understand your request, you’ll want to provide as much supporting documentation as possible. This may include construction plans, graphs, invoices, photographs, and anything else that may help them visualize the scenario. It’s always best to create a presentation and be prepared with answers to questions that may arise. Getting a business colleague or family member to review this information can be very helpful. This may be the most important deciding factor for loan approval, so you’ll definitely want the information to be thorough.

Credit Isn’t Everything but It’ll Most Likely be Reviewed

Our small business bad credit loans can typically help most customers improve their current situation. However, you’ll definitely want to get as good of a handle on your personal and business credit as possible. You may want to use online services to obtain consumer and business credit reports. Any items that aren’t able to be resolved should have a clear explanation as to why they exist. Credit repair services can sometimes help to have negative and disputable information removed from your personal credit report. Occasionally, you’ll be asked to provide supporting documentation to support the dispute. Improving your credit prior to applying may qualify you for more San Bernardino business loans.

Sorting Out Your Finances

Many sole proprietors are sometimes forced into using their personal credit and finances to fund their business. Accounting records, tax returns, assets, and net worth are sometimes required to be evidenced. It’s a good idea to have your accountant or someone you hire to review your company’s financial statements. Accurate and thorough information should be presented. This also includes providing accounting records for any overlapped items that may be used for the business. A good example would be documenting any collateral that’s been used for other San Bernardino small business loans.

The San Bernardino Loan Application

If you’re ready to apply for your bad credit San Bernardino  small business loan, you’ll want to meet with a representative. Bringing any documentation along that you’ve compiled will help to speed up the process. The application will be taken and you’ll most likely be interviewed. A pre-approval may be issued based on the circumstances. The loan representative may ask you for additional documentation at this point. It’s important to provide this information as quickly as possible to not slow the processing time. Once your loan has a final approval, you’ll go to settlement.

Settlement and Post Closing Matters

Once you’ve reached the settlement you’ll be provided with the final loan documentation and the funds. You’ll be provided with the terms of the San Bernardino business loan and can ask any questions you may have. After that, you’ll simply pay as you had agreed to in the contract. If you’re unable to make a payment on time, it’s important to contact the loan servicer at once. There may be other options to help you get back on track. Otherwise, you’ll be enjoying your new business improvements and be working to rebuild your credit. Delancey Street is available to help you get the funds you need for your small business today.

Do you need a small business loan?

Apply now