Delancey Street Helps Business Owners Grow

We provide funding fast, with a completely online application.

Apply NOW

Use our online form and apply online. It's risk free - and cost free. We charge no application fees ever, and it's a simple process.

We Approve YOU

Get approved in less than 24 hours. We look at your business, and underwrite your file within 2-4 hours.

Get Funded

Once we make an offer, we send you an agreement, and fund you in 24 hours.

How We Help

Small business loans are a great way to grow your business. We fund business owners when traditional banks say no. Getting a loan from a traditional bank is difficult, we look past your credit score and fund you.

Get a $500-$100,000 small business loan

Get working capital in as little as 24 hours once approved

No risk - There is no application fee, and we don't charge junk fees that other lenders do.

5 Star Google Rating trusted by 100's of people like yourself who took money from us.

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

San Fernando Valley Small Business Loans

Delancey Street, a trusted Oxnard bad credit small business lender, offers small business loans to entrepreneurs. We understand many of the challenges faced by small business owners and would like to help. Unlike traditional lenders, we have more flexible lending guidelines.
Let us discuss what is involved in getting a small business loan and then explain how we can help you get the money you need to fund a new business or expand an existing one.
How to Get a Small Business Loan
A small business loan can make all the difference to your business. With enough money, you can overcome any setbacks, but with too little capital, even the smallest cash flow problem could ruin your business.
Still, it’s not always easy to get a loan when you need it, even if you happen to have an excellent business idea that fulfills an unmet marketing need.
In order to get a small business loan, you need a sound business plan and superb credit.
How to Create a Sound Business Plan
Before you can ask a lender for a small business loan, you have to craft a viable business plan. This plan will then assure the lender that you will be able to repay their loan with interest and not default on it.
Your business plan should assess a market need and describe how your business will be able to provide products or services to consumers that will satisfy these needs.
Next, you have to assess your own needs as a business. If it is a new business, then you will need money to cover your startup expenses. If you already have a business and want to scale it up, you have to be clear on how the money will be used to grow your business.
How to Prove your Creditworthiness
Assuming that the lender is impressed by your well-documented business plan, then the next question they will have is whether you will be able to effectively execute your plan and repay their loan.
If you are a new business owner, they will look at your personal credit to see how responsible you are at handling money. If you need a loan to grow your business, then they may be more interested in your business credit to see how well you have managed your business to date.
While credit is not the only factor influencing whether you get a loan, it is one of the most important ones. Your credit score will determine almost everything about the terms of your business loan. Traditional lenders, like banks and credit unions, are only looking to lend to businesses that pose a low risk of default.
If you have good credit, the lender will look at your request for a loan in a favorable light. In fact, the better your credit, the more banks you will find willing to lend you money. What’s more, the higher your credit, the less interest you will have to pay on your loan.
Does this mean that if you have made financial mistakes in the past, either in your personal or in your business affairs, that you are not able to get a business loan? Fortunately, no. If you have bad credit, we can still help your business launch, survive, or grow.
Our Unique Approach
At Delancey Street, we offer a variety of funding options for all types of businesses. Depending on your circumstances and needs, we may be able to help you out with a small business loan, a merchant cash advance, or a business line of credit, as well as a few other options.
After we understand your unique business needs, we can offer a loan based on your business cash flow structure. Once approved, you will get the money quickly, in as little as two business days.
Even if you have bad credit, we will work with you to find a financial solution to fit your business objectives. So, whether you are launching a new business, covering payroll after a rough month, or expanding your business, we invite you to apply today.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.

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