Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

San Fernando Valley Small Business Loans

Delancey Street, a trusted Oxnard bad credit small business lender, offers small business loans to entrepreneurs. We understand many of the challenges faced by small business owners and would like to help. Unlike traditional lenders, we have more flexible lending guidelines.
Let us discuss what is involved in getting a small business loan and then explain how we can help you get the money you need to fund a new business or expand an existing one.
How to Get a Small Business Loan
A small business loan can make all the difference to your business. With enough money, you can overcome any setbacks, but with too little capital, even the smallest cash flow problem could ruin your business.
Still, it’s not always easy to get a loan when you need it, even if you happen to have an excellent business idea that fulfills an unmet marketing need.
In order to get a small business loan, you need a sound business plan and superb credit.
How to Create a Sound Business Plan
Before you can ask a lender for a small business loan, you have to craft a viable business plan. This plan will then assure the lender that you will be able to repay their loan with interest and not default on it.
Your business plan should assess a market need and describe how your business will be able to provide products or services to consumers that will satisfy these needs.
Next, you have to assess your own needs as a business. If it is a new business, then you will need money to cover your startup expenses. If you already have a business and want to scale it up, you have to be clear on how the money will be used to grow your business.
How to Prove your Creditworthiness
Assuming that the lender is impressed by your well-documented business plan, then the next question they will have is whether you will be able to effectively execute your plan and repay their loan.
If you are a new business owner, they will look at your personal credit to see how responsible you are at handling money. If you need a loan to grow your business, then they may be more interested in your business credit to see how well you have managed your business to date.
While credit is not the only factor influencing whether you get a loan, it is one of the most important ones. Your credit score will determine almost everything about the terms of your business loan. Traditional lenders, like banks and credit unions, are only looking to lend to businesses that pose a low risk of default.
If you have good credit, the lender will look at your request for a loan in a favorable light. In fact, the better your credit, the more banks you will find willing to lend you money. What’s more, the higher your credit, the less interest you will have to pay on your loan.
Does this mean that if you have made financial mistakes in the past, either in your personal or in your business affairs, that you are not able to get a business loan? Fortunately, no. If you have bad credit, we can still help your business launch, survive, or grow.
Our Unique Approach
At Delancey Street, we offer a variety of funding options for all types of businesses. Depending on your circumstances and needs, we may be able to help you out with a small business loan, a merchant cash advance, or a business line of credit, as well as a few other options.
After we understand your unique business needs, we can offer a loan based on your business cash flow structure. Once approved, you will get the money quickly, in as little as two business days.
Even if you have bad credit, we will work with you to find a financial solution to fit your business objectives. So, whether you are launching a new business, covering payroll after a rough month, or expanding your business, we invite you to apply today.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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