Chat with us, powered by LiveChat

Delancey Street Helps Business Owners Regain Control

Each year 10's of thousands of business owners struggle.

Join The Program

Fill out our contact form. We'll reach out and conduct a thorough assessment of your situation, and how we can help you. Our goal is to understand your situation, and determine if our program is the right for you, and the type of debt you have.

We Work With You

Once we determine our program is right for you, we start working on your behalf. We conduct a thorough evaluation of the type of debts you have, and put together an action plan on what a realistic, and beneficial outcome would look like for each debt.

We Get Results

The final step is the most important, we restructure your debt and put you in a better position than we found you. We work with you to adhere to the new debt restructuring program, and are with you every step of the way to make sure your business is thriving.

Program Results

$450K Merchant Cash Advance

Extra 24 Months

Transformed into a monthly payment, and extended by 2 years, with a 15% reduction in balance.
$110K Merchant Cash Advance

55% Reduction

Transformed into a monthly payment, and extended by 2 years, with a 55% reduction in balance.
$100k Business LOC

50% Redution

Our client had an LOC with a MCA hybrid lender, and saw a drastic reduction in balance.

How We Help

Business debt settlement through Delancey Street involves restructuring your corporate debt, in a manner that allows you to keep your doors open, and results in an increase in cashflow.

Get a affordable plan that works for your business cash flow as a part of the debt settlement process.

Get potential resolutions with Delancey Street in a timely and effective time frame once you enter our debt relief program.

You Have a Powerhouse team of financial and legal experts on your side, advising you on how to interact with predatory creditors.

5 Star Google Rating trusted by 100's of people who are struggling with business debt.

San Francisco Merchant Cash Advance Legal Help – Attorneys, Debt Settlement

San Francisco Merchant Cash Advance Legal Help – Attorneys, Debt Settlement

Merchant cash advances have become an increasingly popular way for small businesses in San Francisco to access quick financing. However, some merchant cash advance companies engage in predatory lending practices that can sink a business. If you’ve been victimized by an unfair merchant cash advance agreement in San Francisco, working with an attorney to fight back is crucial.San Francisco cityscapeA merchant cash advance provides a business with an upfront sum of money in exchange for a fixed percentage of future credit card sales. There are typically no set monthly payments. Instead, the merchant cash advance company takes a daily cut of revenue until the balance is repaid.Credit card and cashWhile this flexibility sounds appealing at first, repayment rates of 30-50% or more of daily revenue are common. If sales drop unexpectedly, repayment amounts can quickly become unmanageable. Harassment from collectors is also frequent.Person stressed over financesMany cash advance agreements also contain hidden fees, absurdly high interest rates beyond California’s usury laws, and confusing contract terms. Some even include “confessions of judgement” allowing lenders to seize assets if the business defaults.Gavel in courtroomIf you signed a merchant cash advance contract under questionable circumstances, all hope is not lost. An experienced attorney can potentially get you out of the agreement by arguing:

  • Unconscionable terms – The absurdly unfair, one-sided loan terms may be deemed unenforceable.
  • Usury violations – Interest rates above 10% violate California lending laws.
  • Breach of contract – The lender may have already violated part of the agreement themselves.
  • Fraud – You may have been intentionally misled or lied to by the lender to convince you to sign.

Attorney in meetingRather than jumping straight to risky litigation, your attorney will likely first try to negotiate a settlement with the merchant cash advance company. For example, settling the balance at a reduced lump sum amount without the crazy high interest.Here are some tips on finding the right legal help with merchant cash advances in San Francisco:

Locate an Experienced Business Attorney

You need someone well-versed specifically in merchant cash advance agreements versus general practitioners. Ask about the number of similar cases they have handled and what results they obtained for past clients.Business attorney

Research Track Record of Results

Good attorneys should be able to point to a proven history of favorable settlements and case outcomes on issues like unconscionable terms. Do some background reading online from third-party review sites.Online reviews

Understand Payment Options

Attorney fees can be expensive. Ask upfront about payment plans, contingency fees based on settlement amounts, and alternative funding options.Payment options

Act Fast to Stop Harassment

The sooner you can get an attorney involved, the faster they can force collections to stop the threatening calls and predatory payment withdrawals.Clock ticking

Ask About Confessions of Judgement

Make sure to bring up any confessions of judgement included in your agreement. These allow lenders to seize assets without a court order upon default.Judge’s gavelGetting experienced legal help from a qualified attorney is crucial for San Francisco businesses that have been victimized by predatory merchant cash advance companies. They can review your agreement for violations and work to get you the best possible settlement.Don’t wait – act now to stop the outrageous fees and harassment. Your attorney can take over negotiations so you can focus on keeping your business afloat.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$500,000 MCA Restructured Over 3 Years
"Thanks for helping me in literally 24 hours"
$250,000 SBA Loan Offer in Compromise
"Great choice for business owners who need a trustworthy partner"
$350,000 MCA Restructured Over 2 Years

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
How Do I Stop Paying An MCA Advance

How Do I Stop Paying An MCA Merchant cash advances…

What Should I Do If OneMain Financial Is Taking Me to Court?

What Should I Do If OneMain Financial Is Taking Me…

How to Wind Down a Small Business With Too Much Debt

  How to Wind Down a Small Business With Too…

Coping With Debt-Related Marriage or Relationship Problems

  Coping With Debt-Related Marriage or Relationship Problems Money issues…

When Starting a Small Business to Pay Off Debt is Risky

When Starting a Small Business to Pay Off Debt is…

Delancey Street simply gets it. You're talking to experts.
Steven Norris
Get Help Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Schedule Consultation