San Jose Fix and Flip Loans

Get funding for your next project from a top hard money lending institute.

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Considering a hard money loan?

We help real estate investors get hard money/private money loans for their next project. Money and finances should never be the obstacle that stops you from succeeding. We regularly help entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.

At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity – and how we can help you capitalize on it. For years, our team members have been helping people capitalize on opportunities using hard money loans, private loans, reverse mergers, other financial vehicles.

  • High LTV

    We fund loans up to 80-90% LTV. We look at the value of your property, and your overall business plan when deciding whether to fund you.

  • Fast

    We realize deals can disappear if you don't have fast funding. We promise to treat you like a partner, and work fast to help you get funding.

  • No $ Limit

    We're a growth focused private money lender. That means we work fast to fund your deal, and there's no limits on what we can do for you.

Do you need a loan for real estate projects?

Complete Borrower Loan Form

Recently Funded Projects

Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

Raised APR ARV
$830,000 8.99% 75%

Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

Raised APR ARV
$1,200,000 11% 82%

Allen Park, MI Rehab

On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized by the charms of pleasure of the moment, so blinded by desire.

Raised APR ARV
$135,000 9.0% 63%

San Jose Fix and Flip Loans

House flipping ventures have been of interest to the general public for over a decade now, as shows like “Zombie House Flipping,” “Flip or Flop,” and “Flip this House” have controlled the airwaves of the home improvement genre. Enthusiastic couples or teams set out to buy a bargain house, fix it up for today’s hungry real estate buyers, and then flip it for a wild profit that hopefully makes lenders and house flippers happier than they’ve ever been before. And while it’s a terrific idea – who doesn’t want to sell a house for more than they bought it for – it’s not an easy venture. It takes a lot of planning and a good solid lender to back you up the whole way.

Planning phase

A few of the basic questions of house flipping include:

– Are you buying in the right neighborhood? Will people even want to live in this house if you fix it up?
– Is the house’s primary issues fixable in the first place? Have you had contractors out to look at it? Give you estimates?
– Have you talked to real estate agents in San Jose? What can you add to this house to make it sell for big bucks after you’ve fixed it? Does it need a new bedroom? How about new carpeting? A pool? How much is all that going to cost you in relation to how much it’s going to bring up the value of the home?

If you’ve asked yourself all these questions and gotten some answers that you love, and you’re ready to buy that house you want to flip, the next stage is funding your project. If you’ve gotten an estimate for your entire plan, and you’ve had the experts of each area weigh in, then you’re ready to turn to a hard money lender like Delancey Street.

Hard Money for House Flipping

Sometimes someone has a lot of knowledge of home improvement and repair but doesn’t have a great credit history. Sometimes people don’t even have a great income when they start doing this, and they might be turned down by banks left and right as they try to secure money for their short-term mortgage. The result? It’s time to call a hard money lender like Delancey Street. We lend money using your house’s short-term mortgage as collateral, so we can extend a line of credit to you even if your credit is in the lowest pits.

By backing projects like this, we’re able to help our clients achieve their dreams and begin what could be a very lucrative career in house flipping. And make no mistake, people do make a living out of doing this sometimes. If you’ve got a lot of knowledge about homes and the real estate market, or if you’re just really good at turning mediocre homes into something beautiful, then you may be able to flip a house easily even if another person might struggle. You’ll never know unless you try, though, and that’s where our financial expertise comes in handy. We are the experts at lending money for these projects, and we’d love to help you get your dream off the ground.

Call Us Today

Our consultations will give you an idea about whether or not we can help you. We’ll go through the application process and all of the basics, discuss your general idea with you, and get a feel for what direction you want your project to go in. We’re one of the friendliest teams in the business, but we’re also consummate professionals through and through. We’re not going to lend money unless we have faith that your project is going to be a success, and once we do lend you money, we’re going to see that project through until the end so that you get to celebrate success alongside us. We’re your partners from beginning to end, giving you the funds you need to bring your abstract dreams to living, breathing color.

When you’re ready to get started, you can always write in to us to ask us basic or specific questions, give us a call on the phone to set up a consultation, or stop by our offices with your full plan in front of you. It’s all up to you. We love the dreamers but we most love those who get out there and get things done, so showing up at our door with a dream AND a plan is going to help you in a big way. Our application process is simple, and once again, you don’t have to have perfect credit to qualify for a hard money loan. You just need to show us that your dream can succeed. Call us today.

Do you need a loan for real estate projects?

Getting Started Is Simple & Easy
  • Contact us regarding your opportunity
  • We’ll reach out to you, and discuss the specifics
  • We finalize the transaction and help you
Get pre-qualified for a potential investment
  • Get pre-qualified for your next real estate purchase
  • Risk free – with no credit check, or any commitments

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