Chat with us, powered by LiveChat Small Business Loans Birmingham | Delancey Street

Small Business Loans Birmingham

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Small Business Loans Birmingham

Small Business Loans Birmingham

Birmingham Small business owners need to have capital to grow. Unfortunately, many of them will face challenges when it comes to gaining access to the necessary amount of capital. All types of businesses can qualify for loans at Delancey Street. Cash advances, Birmingham small business loans as well as small business lines of credit and more are some of the things we can help a small business obtain. In NYC, we can help any type of business obtain loans for as much as $2 million. Every business owner will have unique needs. We make every effort to understand these needs and obtain the right financing for individual situations.
Fast Approval Process
A business can obtain funding in as few as two business days. We offer small businesses flexible repayment plans. We are able to work with the cash flow structure of any small business.
No Designated Use
It is possible for a small business to obtain certain types of financing and use the funds however they feel is appropriate. They could be used to pay off old business losses, payroll, expansion expenses and more. It is possible to start the process today.
Loan Process
The  Birmingham small business loan process may not be something that is easy. It will involve performing a number of steps. Once this is done, the business owner will then be able to sign for their loan. In order to avoid some of the difficulty, a certain amount of forethought and preparation is necessary.
One of the initial steps is to determine the actual needs of a business. It is important they determine if a loan is their best option for the current stage of their business life. A business will have access to various financing options. Loans are just one way to obtain financing. A business owner needs to know what their goals are for their company. This will help determine if a loan will help a business move toward those goals. Doing research on the process is necessary. It will involve knowing the company’s creditworthiness as well as all available financing options.
Credit Report
A business owner’s credit could determine the terms of a loan and many other things. A business owner should obtain their credit history and study it. They need to make certain things are correct. If anything is wrong, it’s important they work hard to correct it. Also, it’s important to know the credit score for the business. Financing institutions will want to know the business and its owner are reliable.
Credit Bureaus
It is possible for credit bureaus to make mistakes. These mistakes can only be corrected if caught and proper steps are taken to correct them. If not addressed, it is possible for an error on a credit report to hinder getting financing. Some have cleaned up their credit by paying down debts. All reasonable efforts should be made to decrease outstanding balances.
Plans For Money
Certain loans will require a business owner to be specific about their plans for the loan amount. To succeed in this situation, it will require telling a convincing story and providing details. A bank will want to know how the money will influence the operation of the business. Providing accurate revenue projections and showing how the Birmingham small business loan will improve the business will help a bank realize the loan amount will be paid back.
Financial Statements
When deciding on a Birmingham small business loan application, a bank will want to see the financial statements of a business. This will let them see the financial story of a business. It can show a business is creditworthy as well as viable. It is important to provide an accurate financial statement. A bank will want to see a balance sheet, income statements as well as a cash flow statement. If a business does not have this documentation, they need to speak with their accountant and have them prepared.
Application Package
All of the documents assembled need to have a professional appearance. The details of assembling these financial documents are essential. It is important to make certain all required documentation are included. Prior to submitting a loan application, it should be reviewed more than once to check for any errors.
Birmingham Small Business Loan Terms
Once a loan has been offered, it is important to make certain to read and understand the terms. Once a business owner signs the loan agreement, they will be obligated to follow its terms. The true costs of a loan in its entirety needs to be understood. It is important to pay close attention to the APR and not simply the interest rate. This will show the actual amount required for the loan to be paid in full.

Do you need a small business loan?

Apply now
Call Now