small business loans fredericksburg va

Small business owners can use loans to grow their business. You can use the funds however you wish.

1

Cover Expenses

Pay for any unexpected expenses that arise using our business loans.

2

Invest in your business

Use the business loan to grow your business however you wish.

3

Liquid

Keep the cash on hand for future expenses.

4

Payroll

Use the business loan to pay your employees.

5

Equipment

Buy new equipment to grow your business.

6

Staff

Use the business loan to hire new employees.

We Fund Fast

24-48Hrs

Loans up to

$ 10 Million

Google Rating

5 Stars

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.

Trusted

We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

small business loans fredericksburg va

small business loans fredericksburg va

Tips for Meeting Fredericksburg Small Business Loan Requirements
If you’re a small business owner, then you probably understand the challenges associated with achieving business objectives with limited financial resources. In order to get the money that you need to grow your business, you may want to consider a bank, SBA or online small business loan. The information below provides insights that can help you achieve your goal without any unnecessary complications.
Building Your Credit Score
When you’re in the market for a Fredericksburg small business loan, one of the first considerations is whether your credit is sufficient enough to qualify. Your personal credit score, also known as a FICO score, will range from 300 to 850. The higher your score, the greater the chances that you’ll qualify fo rFredericksburg small business loans. There are five factors used to determine your credit score, which includes your payment history, how much debt you have, the amount of time you have had credit, the kind of credit you have and recent credit inquiries. You probably won’t be surprised to know that your payment history is the most important factor and it’s 35% of your score. How much money you owe is the second most important factor and it’s 30% of your score.
If you need to learn more about your personal credit score, you can visit AnnualCreditReport.com to obtain a free copy of your credit report. If you end up finding errors, you can work with credit bureaus Experian, TransUnion and Equifax to resolve any issues. The Federal Trade Commission has reported that a significant number of consumers have identified damaging credit report errors. The good news is that your credit score will likely increase once the errors are removed. If you find inaccuracies on your business credit report, then you’ll need to work with Dun & Bradstreet, Experian and Equifax to address them. Keep in mind that your business credit report will have a range from 0 to 100.
Understanding the Lender’s Minimum Qualifications
When seeking small business loans in Fredericksburg VA, you’ll need to be familiar with the minimum qualifications of the lender in order to ensure your application is strong. Although some lenders are flexible and weigh the strength of your overall application, it’s best to make sure you satisfy all requirements. Common requirements typically involve a minimum for annual revenue, years in business and credit scores. They also look for any delinquencies and bankruptcies. If you are applying for an Fredericksburg SBA loan, then you’ll have additional requirements. The SBA also has a list of ineligible businesses that include nonprofit, real estate and insurance companies, among others.
Compiling Required Documentation
Regardless of what type of Fredericksburg small business  loan you’re considering, you’ll have to provide documentation. Most lenders will want you to provide Articles of Incorporation, business licenses, income tax returns, income statement, balance sheet, commercial leases and bank statements. You’ll also have to provide a copy of your driver’s license and your resume. Lenders want to see your resume in order to confirm your professional qualifications and management experience. Keep in mind that online lenders offer a more streamlined process that requires less documentation.
Creating A Business Plan Before You Get a Fredericksburg Small Business Loan
If you’ve been in business for a while, then you may already have a business plan. If not, you’ll likely need to develop one so that lenders can review your financial projections and assess your ability to increase profits. Here are some of the more common elements of a business plan: Company overview, industry analysis, products and services, management team, operations plan, sales and marketing strategy, and a SWOT analysis that spells out the company’s strengths, weaknesses, opportunities and threats.
Providing Collateral
Most Fredericksburg small business lenders will require you to provide collateral, such as real estate, inventory or equipment. If you are not particularly interested in using collateral that can be seized if for some reason you’re unable to repay the loan, then you might want to consider an unsecured Fredericksburg business loan.

Do you need a small business loan?

Apply now