Small Business Loans in Columbus, GA

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Small Business Loans in Columbus, GA

Small Business Loans in Columbus, GA
Qualifying for a small business loan can be challenging. This is especially true if you aren’t aware of the steps to take to complete the process.
The good news is you are in control of being prepared for the small business loan application process. Here are a few steps you can take to better qualify for small business loans in Columbus, GA.
Raise Your Credit Scores (Business and Personal)
When you apply for a small business loan, the first thing the loan officer will look at is your credit score. After all, your credit score provides the lender with a snapshot of how you’ve handled credit in the past.
Before you submit an application to any lender, check your personal and business credit reports. Do your reports detail any delinquent accounts? What are your credit scores?
If there are any issues on your credit report that are potential red flags for lenders, you should take care of them immediately. This includes paying off old debt and checking your credit report for inaccuracies.
FICO credit scores for personal accounts fall between 300 points and 850 points. A very poor credit score range is 300 to 579 points. A fair credit score range is 580 to 669 points. A good credit score range is 670 to 739 points. An excellent credit score range is 740 to 799 points. An exceptional credit score range is 800 to 850 points.
Your business credit is equally as important as your personal credit. Business credit scores range from 0 to 100 points. Business credit scores are managed by Equifax, Dun & Bradstreet and Experian.
The credit score requirement depends on the small business lender. It’s a good idea to learn about the requirements before you submit your application.
Understand the Lender’s Requirements and Minimum Qualifications
In order to be a strong small business loan applicant, you must meet the lender’s qualifications. That’s the reason you should find out about the requirements before you apply. By getting the qualifications early, you won’t waste your time applying for a loan that isn’t suitable for your situation.
Minimum criteria varies according to each lender. However, most lenders carefully review your company’s annual revenue, credit scores and time in business. If you’ve recently experienced adverse financial actions such as a bankruptcy, foreclosures, past delinquencies or a repossession, small business lenders may not consider you for a loan.
Loans from the Small Business Administration (SBA) have strict application standards. To be eligible for an SBA loan, you must meet the size, revenue and credit requirements. If you’ve defaulted on a government loan (FHA mortgage or federal student loan) in the past, you may not qualify for an SBA loan.
Get Your Financial Information in Order
When you apply for small business loans in Columbus, GA, your lender will require you to provide all types of legal and financial information. These documents will be used to assess your creditworthiness. Documentation includes commercial leases, business / personal tax returns, a copy of your driver’s license, business licenses, a resume, Articles of Incorporation, financial projections and a balance sheet.
It’s important to take time to gather these documents before you submit your application. If the required documentation is missing, you’ll be required to provide it before the lender makes a loan decision.
Create a Business Plan
Since you’re applying for a loan, your lender will require you to demonstrate your ability to repay the loan on time and in full. For that reason, you should create a strong business plan that provides details about your company description, management team, an industry analysis, service / product descriptions and sales strategy.
Getting approved for small business loans requires a serious commitment of time and resources. These tips can help you gather the information that you need to demonstrate your business is worthy of a small business loan.

Do you need a small business loan?

Apply now