DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

small business loans in duncan

small business loans in duncan

Can You Qualify for a Duncan Small Business Loan?
If you’re a small business owner, then there’s a good chance that a Duncan small business loan will help take your business to the next level. The only question is whether or not you can qualify for a loan. There are a variety of different options to consider, such as loans from banks, online lenders and the US Small Business Administration (SBA). Either way, you’ll find the information below helpful because it provides information about what’s required to qualify for a Duncan small business loan.
What Are Your Personal and Business Credit Scores?
In recent years, there’s been a lot more attention paid to credit scores, including how yours can impact your financial future. Your personal credit score, also known as your FICO score, will range from 300 to 850, and your goal should be to increase your score as high as possible. Your personal credit score will be a determining factor in whether or not you are approved for small business loans in Duncan. Specially, lenders will assess how much debt you have, your payment history, the types of credit you have, how much time you have had credit and any recent credit inquiries. Of all of these factors, the most important one is your payment history. If you’ve been in business for a while, then you’ll probably have a business credit score, which will range from 0 to 100.
Fortunately, you can get a copy of your credit report for free every year from AnnualCreditReport.com, which will allow you to dispute an errors. While you might not think this is necessary, the Federal Trade Commission has reported that a significant number of consumers have found errors on their credit reports, and 20% of them experienced an increase in their credit score after the errors were removed. There are three credit bureaus that govern your personal credit, which include Experian, TransUnion and Equifax. The three credit bureaus for your business credit score are Dun & Bradstreet, Experian and Equifax.
What Are Your Lender’s Minimum Requirements?
There’s actually a way to take the frustration out of qualifying for small business loans in Duncan that involves finding out the minimum qualifications and requirements of lenders – you’ll want to either meet or exceed those qualifications. Although they vary, common requirements can include specific criteria related to your revenue, credit scores and years in business. Lenders will also want to know if you’ve had any defaults or bankruptcies.
Keep in mind that qualifying for SBA loans requires you to meet more stringent requirements, such as having high personal and business credit scores. If you don’t think you’ll qualify, then you have the option of pursuing an online small business loan because online lenders tend to have less stringent requirements.
Can You Provide the Required Documents?
When preparing to apply for a Duncan small business loan, it would be in your best interest to make sure you have all of the required documents on hand, or easily accessible. Here are examples of documents that you may be expected to provide: Articles of Incorporation, driver’s license, business licenses, income tax returns (personal and business), income statement, balance sheet, bank statements (personal and business), commercial leases and your resume.
If you don’t feel quite prepared to provide a wealth of documentation and want another option, then you should consider an online lender, which tends to be a faster process where fewer documents are required. Just keep in mind that the loan product might be more expensive.
Do You Have a Business Plan before asking for a Duncan small business loan?
Without a doubt, business plans are a useful document that can provide the vision and clarity necessary to achieve business success. Quite frankly, it’s a document that every business should have, for a variety of reasons. Lenders often request a business plan because it includes financial projections that will spell out how you intend to increase your profits, which means you’ll be able to pay the loan back.
Can You Provide Collateral?
Some  Duncan small business loan lenders will require you to provide collateral just in case things go south and your business fails. If you are not prepared to provide collateral, you can always look into obtaining an unsecured business loan.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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