DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

small business loans in kansas

Steps Required to Quality for a Small Business Loan
If you’re in need of a small business loan and wondering where to start, you’ll find the information provided below helpful. When seeking small business loans in Kansas, the process can be less complicated if you’re prepared. Whether your goal is to obtain a loan through SBA or an online lender, there are requirements that you should know about.
Managing Your Credit Scores
In the current technological era, more people are aware of different services provided online. One of the most important websites that you can visit when seeking a small business loan is AnnualCreditReport.com since they will provide you with a free credit report every year. This is important because you’ll want to make sure the information being reported is accurate. In the event that errors are found, you can contact Experian, Equifax and TransUnion, which are the three credit bureaus that report consumer information. The goal is to increase your personal credit score, also known as a FICO score, as much as possible. The range for FICO scores is from 300 to 850.
As it relates to your business credit score, it’s somewhat different than your personal credit score. Dun & Bradstreet, Experian and Equifax are the three credit bureaus that report on business credit, and the scores range from 0 to 100. Since SBA and other loan products require an excellent business credit score, you’ll also want to make sure this report is error-free.
Understanding Lender Requirements
One of the best ways to make sure you have a strong application when applying for small business loans in Kansas is by getting an understanding of lender requirements so that you can meet or exceed them. You’ll find that some lenders are somewhat flexible, while others are more stringent when it comes to satisfying lending requirements. In addition to your credit score, your annual revenue and the number of years that you’ve been in business will factor into the lending decision.
There are a variety of different reasons why a loan might not be approved. For example, if you had a bankruptcy or payment delinquencies, then your loan request might not be declined. If you’re applying for an SBA loan, then your business can’t be a nonprofit organization, a life insurance company or a real estate investment firm. You might consider applying for a loan with online lenders since they tend to be more lenient. Just keep in mind that online loans might be easier and faster to obtain, but they are also more expensive in most cases.
Compiling Financial and Legal Documents
You probably won’t be surprised to find out that there’s a good amount of documents that must be provided when applying for traditional loans. Here are examples of the documents often requested: Articles of Incorporation, commercial leases, personal and business income tax returns, personal and business bank statements, balance sheet, income statement, your driver’s license and business licenses. Sometimes a resume is required in order to confirm your business experience and management skills. If you decide to go with an online lender, you’ll find the process to be more streamlined, which means fewer documents are required.
Creating a Business Plan
Sometimes there’s a tendency to either not create a business plan or create a business plan that isn’t comprehensive. When seeking a small business loan, it’s best to put as much effort into the development of your business plan as possible because it’s a document that will be requested by lenders and used as part of the decision making process.
Your business plan should include a company description, industry analysis, a list of your management team, an overview of products and services, an operations plan, a sales and marketing strategy and a SWOT analysis (strengths, weaknesses, opportunities and threats).
Offering Collateral
Whenever you receive a loan, there’s always a chance that something will happen that prevents you from paying back the loan. With this realization in mind, lenders often request collateral that might be in the form of inventory, real estate or equipment.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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