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Kentucky Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Kentucky Small Business Loans

Owning a small business brings special challenges. One of the biggest challenges is the lack of access to capital that small business owners need to grow. Here, at Delancey Street, we offer business loans in a number of industries. We can provide loans up to $2 million to businesses in and around Kentucky.
What Sets Us Apart from Other Lenders?
Every business has different funding needs, which is why we work with each business to understand individual needs and to find the loan that fits. We bring certain advantages to our clients:

  • The approval process is fast, often taking less than two business days.
  • We can work with you to set up flexible payments that fit your cash flow patterns
  • You don’t need perfect credit
  • There are no restrictions on how you use the business loan.

Quick Kentucky Business Loans
Getting the first loan is a milestone in the growth of a small business. It opens up new opportunities for growing and expanding your business. Unfortunately, the process for getting such a loan is not always easy. Here are steps you can use to make it a bit easier.
Step #1 – Understand Why You Want the Loan
Before you start applying for loans, you first need to understand why you want to get the funding in the first place. You need to tie your business goals into how you plan on using the money. You don’t want to spend loan money on things that will not grow or protect your business.
Step #2 – Assess Your Personal and Business Credit
A bank is not going to loan money to a business that has a high risk of defaulting. They make this assessment by reviewing your personal credit history as well as the history your business has with credit. A good credit history and rating makes your business an ideal candidate for business loans.
Start by getting a copy of your credit report from the three major bureaus: TransUnion, Equifax, and Experian. Review each item on the report to make sure it’s accurate. If you find anything that is incorrect, contact the credit bureau and challenge it.
Do the same thing with your business credit. Banks like to see businesses that have taken the steps to establish organizational credit instead of relying on the owner’s personal credit.
Step #3 – Take Steps to Improve Your Credit Scores
After you clear the incorrect information off of your credit report, you can start taking steps to improve your ratings.
Start paying down your debt. The less debt you have the better. Plus, paying down the debt demonstrate that you are taking your debt load seriously which increases your chances of receiving a loan.
Step #4 – Create a Detailed Plan
Banks want to be comfortable when loaning money to a small business. Being specific about how you want to use the loan to improve or expand your business makes the bankers more comfortable with your application. In fact, the more specific you are, the higher the chance they will make the loan.
Step #5 – Get Your Financial Statements in Order
Banks will want to see financial documents for your business. This information helps demonstrate your company’s viability and creditworthiness. Make sure your balance sheet, income statement, and cash flow statement are accurate and up to date.
Step #6 Get Your Documentation Together
Take the time to make your loan application package neat and professional. While the information contained in the package is critical, you want to give the lenders a good first impression. Be sure to fill out the package entirely and attach all documentation requested. Take the time to go through it several times to error check. Once you are satisfied submit the documentation.
If you are looking for a business loan, contact Delancey today for more information.

Do you need a small business loan?

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