Buffalo Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.

Payroll

Use the loan to pay your employees.

Liquid

Keep the cash on hand for future expenses.

Equipment

Buy new equipment to grow your business.

Staff

Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Buffalo Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless

Trusted

We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

Small business owners know far too well the financial challenges that face their businesses. Gaining additional capital to fund expansion and other projects is a must to stay up-to-date in today’s market. Fortunately, with Delancey Street, you can apply for up to two million dollars worth of funding. This can be done with cash merchant advances, lines of credit, or small business loans. Whatever your financial needs, we’ll work with you to discover the appropriate lending option.

The Benefits Of Buffalo Small Business Loans From Delancey Street

  • Quick Approval Process (Typically Funding Is Available In Two Business Days)
  • We Accept Applicants With Bad Credit
  • We Don’t Restrict How You Can Spend Your Loan Proceeds
  • We Offer Various Repayment Plans So You Can Find One That Fits Your Needs

Factors To Consider Before Applying

Before you fill out that online application for funding, there are some things that you need to consider. These will not only help to ensure that you have a clear idea of how this funding will help your business grow but also that you understand your financial health. We encourage you to take some time and consider all three of these factors before applying for a small business loan so that you’re better prepared for approval.

Credit Score

As part of getting approved for any sort of lending, your credit score is going to be evaluated. As a business owner, we look at how well you manage your own finances to tell us how likely you are to manage your business’s finances in a similar fashion. Those with an excellent credit score and positive payment history are going to receive the best offers on their loans. This means more flexible repayment options and better interest rates. If you don’t have perfect credit, you can always work to improve it. In some cases, you may want to spend a few months improving your credit before applying so that you can take advantage of the better loan terms.

Loan Usage

Do you know exactly what you’re going to be spending your loan money on? This is an important part of the loan process. You must have a game plan of where the money is going to go. Understanding the usage for your loan money will also reveal just how much money you’re going to need to borrow. Having a clear idea of what the loan proceeds will be used for can help you explain your intentions to us.

Gather Your Financial Documents 

Before you apply for the loan, it’s a good idea to gather up your financial documents. This will not only ensure that you look at them and get an updated view of the financial health of your business, but it also makes the loan process quicker. This is because there’s no need for us to follow-up with you to get the financial documents we need to evaluate the financial health of your business. You should have your balance sheet, income statement, and cash flow statement ready to go before you apply for a loan with us.

Understanding The Loan Terms

Upon acceptance of your loan application, you’ll be given a loan contract. This will state the specifics about the loan. It’s important that you take your time and read over the entire document. It will share key pieces of information such as the principal amount, interest rate, term length, additional fees, what happens if you default, and so forth. If there is any part of the loan contract that you don’t understand, you should ask one of our trained specialist for clarification. Never just sign a loan contract without fully understanding what you are committing yourself and your business too. Delancey Street is always here to help our borrowers understand every facet of their small business loan.