Are you looking for a business line of credit without a personal guarantee? Many people want a business line of credit, and don’t want to be on the hook if the business fails. If you’re looking for a business line of credit, and don’t want to sign a personal guarantee – this article can educate you on what to do, what to look for, and what options you have.

First and foremost, why do lenders want a personal guarantee? The answer is simple: they have no collateral for your business line of credit, and they’re trying to make sure they can recover their money somehow. By signing a personal guarantee, you are assuring the lender YOU will make sure you will pay the loan back.

Is it possible to get a business line of credit without personal guarantee?

Yes, it’s possible. In order to do so, you will need to offer some form of collateral.

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