Cape Coral Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Cape Coral Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

If you’re a small business owner in Cape Coral, you may be wondering how to qualify for a loan. Delancey Street is here to help. We’ve helped thousands of small business owners with bad credit get the money they need to improve their business. Even if you just need to cover expenses, we have a loan program for you. This article will explain the approval process and the steps required for most loans. Small business owners in Cape Coral may be eligible to receive the following types of loans:

  • Business Lines of Credit
  • Private money loans
  • Hard money loans
  • Merchant cash advances
  • Invoice factoring loans and more


Preparing a Solid Plan will Increase Your Funding Potential

If there’s one thing that can help you more than anything, it’s a great business plan. Even if you’ve opened your business many years ago, you’ll need to update your business plan to reflect your current business situation. This means incorporating your plans or needs into the new plan. Anything that will help Delancey Street understand your plans is essential to approval. Diagrams, floor plans, invoices, estimates and more can be included. You should also be prepared to present your materials for the loan officer and anyone else that may be involved in the process. This also means that you’ll have to provide explanations for nearly any question or scenario that may be presented. It’s also important to make sure that your request is for a legitimate business need that can be documented. After that, you’ll move onto the next step in preparation for approval.

Bad Credit Small Business Loan Credit Considerations

Although Delancey Street is happy to provide funding for our bad credit small business loan customers in Cape Coral, a credit review is required. Accessing both your personal and business credit reports will help you be prepared to answer any questions regarding your credit history. If you’ve mixed your personal finances with the business finances, it’ll be necessary to make these distinctions. Also, any business credit and personal credit delinquencies will most likely require a reasonable explanation. Improving any items that can be paid ahead of loan application is always beneficial. Also, if there are disputes or inaccurate items on your reports, they should be disputed with the credit bureaus prior to applying. It’s important to thoroughly document any of these items. After you’ve improved the credit situation to the best of your abilities, you’ll want to gather some other financial documents.

Other Business Finance Documentation

You’ll want to make sure that your business’s financial reports are accurate and current. This could include tax information, profit and loss statements, cash flow and expense reports, and asset information. It’s always helpful to have an accountant eyeball these reports to ensure accuracy and completeness. The more information you’re able to provide at the time of application will speed up the process considerably.

Applying and Getting Your Approval

You’ll now be ready to apply for your bad credit small business loan. Our Cape Coral lenders will review the application and provide you with any additional documentation you’ll need to provide. Once approved, you’ll be given all the loan disclosures to review prior to settlement. It’s important that you understand these terms and agree to abide by them. If you’re unclear about anything, it’s always best to ask. Our Delancey Street agents are there to assist you. After the final approval, you’ll go to closing and your loan documents will be signed. You’ll walk away from the table with the financing you need for your business’s continued success. Simply pay as agreed and be sure to keep in touch with the lender if any issues arise. You’ll be back on track to getting your business growing again and qualifying for even better loans in the future.