Chinese Restaurant Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.

Payroll

Use the loan to pay your employees.

Liquid

Keep the cash on hand for future expenses.

Equipment

Buy new equipment to grow your business.

Staff

Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Chinese Restaurant Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless

Trusted

We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

As a small business owner who owns a Chinese Restaurant, obtaining the capital to keep your business growing can sometimes be quite a challenge. This is why Delancey Street proudly provides loans to various types of businesses. We can help you obtain merchant cash advances, small business loans and lines of credit. You can obtain up to $2 million in financing by using our services.

Benefits of Working With Us

  • We provide one of the fastest approval processes in the nation.
  • You can obtain your funding in as little as two business days.
  • We accept applicants with bad credit.
  • We work with businesses having a wide range of cash flow structures to offer flexible repayment plans.

When you obtain a Chinese Restaurant small business loan, you can use it in the way that benefits your business best. Small business owners can use their loan to pay business bills, pay off old business loans, expand their operations and more.

Quick Chinese Restaurant Business Loans

A small business loan provides access to capital that makes it easier to undertake expansion and various other projects. If you’ve never applied for any type of business financing before, there’s a chance you’ll find the process a bit complicated. However, if you prepare your business loan application beforehand, you can ensure that everything will go smoothly and increase your chances of success.

Before You Begin Your Application

Before you apply for a small business loan, you should think whether it’s the best type of financing solution for your needs. You should also consider the amount of financing you need and what you’ll use it for. Think of what your business objectives are and how getting a loan will help you get closer to them.

Checking Your Credit

Lenders will use both your personal and business credit files to determine whether you qualify for a small business loan and set the terms of your loan, such as the maximum amount that you can borrow and the interest rate.

If you have good credit, you’ll likely receive attractive offers from several banks. However, if you have bad personal or business credit, it’s still possible to get a small business loan. Before you apply for any type of business financing, you should obtain a copy of your credit reports from the three main bureaus.

How to Improve Your Credit

Once you get your credit reports, you should carefully review them to ensure that they don’t contain any errors. If you spot any inaccuracies, you should immediately contact the credit bureaus to get them rectified.

Improving your credit is something that takes time and patience. You can get started right away by paying off any past due accounts and making regular on time payments on all of your credit accounts. It’s also a good idea to use less than 30 percent of your available credit limits, as this will help improve your creditworthiness.

Preparing to Explain Your Loan Request

When you apply for a small business loan, simply telling them lender that you need capital isn’t enough. You should be prepared to explain what you’re going to do with the loan and how it will benefit your business. For example, if you’re going to use your loan to purchase equipment, you need to be able to show how this equipment will help your business grow and generate more revenue.

Putting Together Your Documentation

Making a small business loan application typically involves submitting a variety of documents related to your business finances. Typically, you’ll have to include a balance sheet, income statement and cash flow statement. Make sure you have these documents available and ready to submit before you start your application.

Understand Your Small Business Loan Terms

If you’ve been approved for a loan, the lender will give you a loan agreement that shows the conditions that you have to follow. You should carefully review any documents that you receive so that you understand the full cost of borrowing money for your business. If there’s something that isn’t clear, don’t hesitate to contact the bank for an explanation