Elk Grove Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.

Payroll

Use the loan to pay your employees.

Liquid

Keep the cash on hand for future expenses.

Equipment

Buy new equipment to grow your business.

Staff

Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Elk Grove Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless

Trusted

We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

An Elk Grove bad credit small business loan might be what your business needs to get to the next level. If you need capital for a business expansion or even to take care of payroll, there are options available to you. At Delancey Street, we can help you with everything from merchant cash advances to small business loans. We have provided funding for as much as $2 million.

Getting a Small Business Loan in Elk Grove

Getting a small business loan in Elk Grove may be easier than you think. Even with a bad credit score, it’s possible to secure a loan.

We pride ourselves on fast approval processes. Further, we can provide funding in about 48 hours.

If you need to apply for an Elk Grove small business loan, we can help you. Regardless of your business type and cash flow structure, there are solutions that are available to you.

The Application Process

Applying for some loans can be tedious. Traditional bank loans require a significant amount of documentation. Banks want to see a business plan to determine how you’re going to spend the money. They also want to see financial statements, a balance sheet, and more. If you don’t make the package of documents look professional, they may not take you seriously.

You also don’t want to wait weeks to get a decision.

We have a simpler solution. We can get your application processed quickly so you can begin to make improvements to your business.

Review Your Credit Score

Lenders want to know what your credit score is. They’ll review your credit history to determine if you’re capable of making the payments. If you have a low credit score, it can make it harder to secure a loan.

The good news is that Elk Grove bad credit small business loans are available. Even if you don’t have the best score, you can still get the funding.

You need to find out what your credit reports say. Order copies from the bureaus to find out if there are errors. Then, you can work at making improvements to your credit score. This can be done by clearing up delinquent payments and making timely payments to all of your creditors. It could take months to improve your score but it can be done.

Lenders may look at your business and personal credit score. If your business credit isn’t that good, they may expect your personal score to make up the difference. Traditional banks may not be willing to work with you at all if your scores are too low. This is why it’s important to know where you stand before you start the loan paperwork.

Read the Fine Print

The fine print of a loan agreement is important. It will talk about your APR, various fees, and your loan repayment schedule. Determine what the cost of a small business loan in Elk Grove is going to cost you. The higher your APR, the more you’re going to pay in interest.

A loan agreement is a legally binding contract. Be sure you know what’s in it before you sign. It will ensure that you get the money that you need for your business without making any bad decisions.

Apply Online

When you get ready to apply online, consider a few details. For example, how much money do you need for your business? How much can you afford to repay on a monthly basis? This will make it easier to make sound decisions for your business.

The application process is easy. Approvals come fast. When you’re ready to fund your business, you can apply online with us today.