Fresno Bad Credit Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Fresno Bad Credit Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

When you’re a business owner in Fresno, California, it’s important to look at how you’re going to fund your business. If you need capital, small business loans might be a great option. At Delancey Street, we have helped a number of small business owners with loans. Some loans have been as much as $2 million, too. We help with merchant cash advances, small business loans, and lines of credit.

Getting a Loan Application Ready

Before you can move forward with applying for a loan, you need to get a number of documents ready. Traditional banks and lenders will want a full package from you. This includes a cash flow statement, financial statements, and even a balance sheet. They may also ask for a full business plan so that they can see how you plan on spending the money. The more professional your package looks, the more likely a lender will take you seriously.

If you don’t have time to get all of these documents ready or you have not been in business long enough to obtain these, it can be difficult to get a loan. This is why can be beneficial to explore bad credit small business loans in Fresno.

Your Credit Score

Your credit score will often play a critical role when obtaining a loan. Lenders want to look at your creditworthiness. Before you can determine whether you need a bad credit loan, you should get a copy of your credit report from the different credit bureaus. You can then review the contents to see if there are any errors. You can also work to improve your credit score, which can take several months.

Ways to improve your credit score include settling old debts, paying bills on time, and reducing the total number of creditors that you have.

It’s also important to know that lenders may look at both your business credit score as well as your personal credit score.

Specify Your Needs

Your business is unique. You may need the money to take care of payroll, marketing, new equipment, or to expand. Whatever you need the money for, you need to identify how much is required. Otherwise, you could end up getting into debt simply because of asking for more than what you can afford.

By targeting your request and knowing exactly what you need and how you plan on using it, it will make it easier for you to get the best possible small business loan in Fresno.

Reading the Fine Print

Every loan agreement is a legally binding contract. Before you sign the dotted line, you need to know all of the fine print. Determine how much the loan is going to cost you by reviewing the interest rate as well as any fees that you may have to incur.

You should know what the repayment structure is, too. If there are problems with the repayment structure, you will want to have it cleaned up prior to getting the money. It will make it easier for you to pay on time and improve your credit score at the same time.

Fast Small Business Loans in Fresno

At Delancey Street, we pride ourselves on providing fast loans. When you need a Fresno bad credit small business loan, we can get you the quick approval that you need. Additionally, we can provide funding in approximately 48 hours.

There is no reason for you to suffer from low capital when there is a better alternative. We have worked with a number of industries and look forward to helping you with your financial solutions.

Complete your application today for a Fresno small business loan.