Huntington Beach Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Huntington Beach Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

All small business owners face challenges. One of them may be a lack of capital to grow their business. Delancey Street offers a number of business loans for a variety of business types. We can assist business owners with getting loans, lines of credit, merchant cash advances and other financial matters. For Huntington Beach-based businesses, we have provided small business loans of up to $2 million. What makes us unique is that we work individually with all business owners to get a better understanding of their situation as well as their needs to ensure that they get the right loan.

Our approval process is fast. We offer funding within only two business days and flexible repayment plans. However, we can work with any type of business and cash flow process.

It’s also OK if you have bad credit and you are free to use the funds any way you want.

Upon applying for a Huntington Beach small business loan with us, you can use the funds on anything of your choosing. Use it for expanding your business expenses, paying off loans or for expanding your payroll. Apply for a small business loan today to get started.

Fast Huntington Beach Business Loans

For small businesses, securing a loan can be life-saving. When a business has more access to capital, many doors can open for it and the company can expand and perform a number of additional projects that might otherwise be unobtainable. At the same time, the process of securing a loan is often complex with many steps needed before you can sign a contract and accept that loan. It’s important to properly prepare for the process so that much of this confusion can be eliminated from the process.

Pre-Application Process

First and foremost, when you go about getting a Huntington Beach business loan, you must determine your needs. Of course, the loan should be your best option at this point in the life of your business. It’s important to acknowledge your business goals and realize how a business loan would help you to achieve them. Once you have assessed your needs, you can work from there and learn more about the process of securing a business loan. Aspects to consider include your creditworthiness and the best types of loans for your situation.

Your Credit

The single most important aspect that determines whether or not you are able to qualify for a small business loan is your credit. Your credit score and reputation also decides what the terms will be for the loan and how much for which you can qualify. This is because banks want to ensure that a borrower is low-risk and won’t have problems paying the loan back. If your credit is good, it makes you a good candidate in the eyes of the bank and gives you more options as lenders will be more willing to extend a loan to you. Of course, the better your credit, the lower the interest and fees on your loan.

However, personal credit is not the only thing you should look at, but you must also study your business credit and know your business credit score. Banks always want to know that a potential borrower’s business is creditworthy before extending a loan.

Improving Your Credit

It’s important to get a copy of your credit report and look it over. Examine it thoroughly and check for any discrepancies as they can adversely affect your credit score. If there is anything in your report that appears suspicious, you should immediately report it to the credit bureau so that it can be investigated and any errors fixed. Before you apply for your Huntington Beach small business loan, you should have a good track record of paying all business-related bills on time and in full. You can obtain a copy of your business credit report from the three major credit bureaus. Again, if you spot any errors, report them immediately.

Target Your Request

When requesting a loan from the bank, you must convince the representative why you need the money and how you plan to use it. Explain that the loan will help in enabling the company to flourish and expand. Even better, you should elaborate on how this will ensure that you can pay it back.

Improve Your Financial Statements

Banks want to ensure that a business’ financial statements are in good standing. This can better motivate them to extend loans or credit. Provide the bank with your income and cash flow statements, as well as a balance sheet when applying for the loan. These documents must look professional, so if need be, see an accountant to prepare them.

Assemble Documentation

Your application package should be presented in the most professional manner. It will show the bank that you are serious and professional. Always check for mistakes in your documents multiple times prior to giving them to the bank.

Understand the Terms

Once you are considered for a small business loan, you should always understand its terms. Read everything carefully and ask questions before you sign any contract. Understand the interest rate, APR and any fees tied to the loan so that you can get a good idea of how much it will cost you.