small business loans in houston texas

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with small business loans in houston texas

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

Getting Approved for a Small Business Loan in Houston, Texas

If you’re needing cash to help grow your business, make improvements, or to cover expenses, you’re in luck. We’ve made the approval process fast and easy. For many loans, you could be approved and funded in less than 48 hours. We’ve created this guide to help you understand how the loan application and approval process works. Even those with poor credit can qualify for many of our programs. Follow these simple steps and get approved, quickly.

Determining your loan amount and borrowing request:

Small business loans in Houston, Texas can accommodate nearly any business need. You’ll need to determine exactly how much you’ll need to borrow and the reason that you need to borrow it. Many people use estimates, invoices, or payroll records to support their request. If there’s a legitimate business need, most requests can be accommodated.

Preparing and updating your business plan:

Your business plan is the key to success with many of our small business loans in Houston, Texas. It tells the world what your vision, purpose, and mission are. It’s useful to lenders to assist in envisioning how you’ll use the loan proceeds. Many people will include illustrations, models, or anything else that helps to bring your ideas to life. If you don’t have a business plan or need help writing one, there’s many resources available online. If you’d rather work with someone in person, there are many consultants who can help you at a reasonable price. The same goes for updating a business plan to reflect your current situation.

Tips for those seeking bad credit small business loans:

We have many programs to accommodate business owners who may have issues with their credit. Nearly all lenders require a personal and business credit report. Dun and Bradstreet, Equifax, Experian, and Trans Union provide this data. On occasion, all these reports are required to gain an understanding of the true credit scenario. If you have outstanding past due accounts, collection accounts, judgments, or other negative items, you’ll want to prepare an explanation for each item. Paying off negative items can help you get significantly more favorable loan terms. Many people have benefited from utilizing credit repair agencies. Although this takes some time and patience, the reward is often worth the cost and wait.

Gathering business documents to support your loan request:

Your business and personal records help the lender to understand the overall financial scenario. Having a second set of eyes to review these documents is always smart. Many of our clients contact their accountant or attorney to review these items. It’s important that the documents convey a clear and accurate picture of the current situation. Many business owners provide their tax returns, profit and loss statements, sales receipts, invoices, asset account information, and more. The more information you’re able to provide upfront will assist you in getting approved and funded much faster.

Applying for your small business loan in Houston, Texas:

After you’ve done the legwork, you’ll be ready to apply for your loan. We offer a fast and easy pre-approval application on our website. After you apply, one of our courteous and professional loan representatives will get in touch with you. You’ll be able to ask any questions you may have. We’ll make sure to find the perfect solution for you and your business. It’s important that you’re thorough and accurate in your representations when applying. Missing or omitted information can cause significant processing delays. After you’ve been approved, you’ll go to the loan settlement. You’ll be given the loan disclosures with the full repayment details. Make sure that you fully understand the terms of the loan and what’s expected of you and your business. Repaying on time and according to the terms will help strengthen your credit. In turn, you’ll qualify for the best loans available. For a small business loan in Houston, Texas, get in touch with us online or by telephone, today!