small business loans in Lancaster Pa

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with small business loans in Lancaster Pa

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

Thinking about applying for small business loans in Lancaster, PA? If so, you should be aware of the necessary steps to complete the loan application process.

Each year, thousands of business owners submit applications for small business loans in the United States. Although some applications result in a positive loan decision, many applications are denied because applicants don’t meet the qualifications.

At DelanceyStreet, we are committed to providing our customers with vital information to help them have a successful application process. The following information will be helpful to you if you want to know how to qualify for small business loans in Lancaster, PA.

Gather the necessary documents.
When you submit documents to a lender, they need to be complete and accurate. After all, lenders will use this information to make your loan decision.

Small business loan providers can require you to provide a range of documents. Although there isn’t a comprehensive list of documents for every lender, here’s what you may be asked to provide to your lender.

  • A balance sheet
  • Your driver’s license
  • Your business and personal income taxes
  • Articles of Incorporation
  • Your resume
  • Financial projections for your business
  • Your commercial lease
  • Your business license

Call the prospective lender to inquire about the required documents. Once you’ve determined which documents are required, take time to put together a package that will highlight the positive aspects of your business.

Get your credit in order.
When you want a lender to provide you with a small business loan, your application is only as good as your business and personal credit reports. You may qualify for a small business loan with less-than-perfect credit, but it could affect your interest rate.

Unless you have a large amount of cash in your bank account, your credit score is essential to getting access to the money that your business needs. For that reason, you must protect your credit score at all costs.

Download your personal credit reports from Experian, TransUnion and Equifax. Carefully review your reports for delinquent accounts or inaccurate account information. Whether it’s past-due accounts or errors, take time to address any issues before you submit your application.

If your business has a credit report, take a few moments to review it for negative information and mistakes. Be sure to correct any mistakes on your business credit reports in addition to your personal credit reports.

Research the qualification requirements.
In terms of qualification requirements, lenders may have different requirements for small business loans in Lancaster, PA. Call your prospective lender to determine the exact eligibility requirements for each one.

Be sure that you meet the basic eligibility requirements. Although some lenders may be flexible when it comes to their loan requirements, others will adhere to strict lending standards. The last thing you want to do is spend hours completing a loan package for a company that isn’t likely to approve your application.

Write a detailed business plan.
It’s likely that you have a business plan for your small business. Is it written in detail? If not, you should consider adding more information to it.

As an important part of your application, your business plan provides a lender with insight about your business. A detailed business plan should provide information about your products, services, operation plan, SWOT analysis, sales strategies and company description.

Determine the type of collateral that you can provide.
An unsecured business loan doesn’t require you to secure the loan with collateral. However, a secured loan requires you to provide your lender with collateral such as real estate, personal property, business vehicles or inventory.

It’s a great time to apply for small business loans in Lancaster, PA. Applying these tips can help you make a good impression on any small business loan provider.