small business loans in louisville ky

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with small business loans in louisville ky

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

Qualifying for a small business loan is easy when you know all the steps to take. Preparation can lead to better results in getting approved, as well as, faster processing times. Many of our new clients contact us for small business loans in Louisville, KY and need advice of where to start. This article will address the steps to take to get you the funding you need for your small business, quickly.

Business and Personal Credit Considerations

Small business loans in Louisville, KY helps business owners with all types of credit. Although a strong credit score isn’t required for many of our loans, it can certainly help when qualifying. Good personal and business credit will get you the most favorable terms and a lower interest rate. Personal credit is typically measured by a FICO score. This score is based on a combination of factors that are gathered from the three major consumer credit bureaus. Trans Union, Equifax, and Experian all weigh in and will often have slight variations in their reporting. Addressing any issues on these reports with the credit bureaus can help to remove items that are negatively affecting your credit score. Although there are several credit bureaus that report business credit, Dun and Bradstreet is used much more frequently than the others. If you feel that credit repair is in order, many companies have been effective in getting negative items removed for their customers. They’re not all created equally, so checking out reviews is helpful.

Preparing Business and Personal Documents

Our loan experts will be able to tell you exactly what you’ll need to qualify for our small business loans in Louisville, KY. It’s helpful to have some documentation prepared ahead of time. Your business plan is one of the most important items you can provide. If you have a well-established business, updating the business plan will help us envision what you’re trying to accomplish with the loan. Asset, income, personal financial documents, and other items you feel would strengthen your request are always helpful. You may be asked to personally guarantee the loan, so you should have collateral information ready and available for inspection. It’s always a good idea to have your accountant or attorney inspect your financial and business documents to ensure everything is in order.

After Your Documents are Submitted

After you’ve submitted all the requested information, you’ll be provided with an approval. If you’re not approved for the initial loan that was requested, an alternative loan may be available that would better suit everyone’s interests. After you’ve been approved, you may be asked to submit additional documentation or to meet additional qualifications. After the processing of the loan has been completed, you’ll be ready for your loan to be funded. It’s important that you pay careful attention to and understand the loan disclosures. These documents spell out the terms of the loan and contain very important information such as the exact amount that’s to be repaid and when. You or whomever is designated to receive the funding will then receive the proceeds. Repaying the loan as promised helps your business to establish or re-establish business credit. It also will help you qualify for the best terms possible if you refinance or take out another small business loan.

Getting Started with Us

Our simple online loan request form makes getting a loan easy. Simply fill out the form or give us a call. We’ll go over all your options and determine what loan would work best for your needs. With many different small business loan programs available, there’s a loan for every type of business and any scenario possible. Even if you’ve been turned down by your bank or another finance company, chances are we can help. We’ve helped many entrepreneurs reach their true potential and to make their dreams a reality. Get in touch to see how we can help you and your business, today!