Lakewood Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.

Payroll

Use the loan to pay your employees.

Liquid

Keep the cash on hand for future expenses.

Equipment

Buy new equipment to grow your business.

Staff

Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Lakewood Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless

Trusted

We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

As a small business owner in Lakewood, it’s understandable that you need capital from time to time. It might be to expand your business, buy new equipment or do something else. When bad credit is standing in your way, it can be hard to work with traditional banks. At Delancey Street, we have a track record of helping businesses with lines of credit, small business loans, and more.

Fast, Small Business Loans in Lakewood

When you need money, you typically need it right away. You don’t have the time to go through a lengthy approval process. If you wait too long to find out if you can be approved, you might miss out on a particular business opportunity.

With us, we specialize in fast business loans. The approval process is quick. Plus, we can provide funding in an average of two business days.

If you have bad credit, don’t fret. Our Lakewood bad credit small business loans might be just what you need.

Understanding Your Credit Score

Lenders want to know what your credit score is. Before you can begin to understand your creditworthiness, you need to look at what your credit score is. Order reports from the different credit bureaus. You should review what the contents have to say. If there are errors, you can report them to make improvements to your score.

It’s a good idea to look at your business credit score and your personal one. If you’re a newly established business, many lenders will review your personal credit score to help you.

You can work to fix your credit score. Depending on how bad it is, it could take six months to a year to see a marked improvement. Clear up delinquencies, pay on time, and avoid maxing out credit cards.

Identifying Your Needs

You will want to identify your needs as a business. Do you need $10,000? Do you need $1 million? When you’re obtaining a loan in Lakewood, you don’t want to borrow more than you need because you will have to figure out how to pay it off.

Explore your financial statements and review what you can afford to pay back. We offer flexible repayment structures for your convenience.

Many lenders will also require you to create a financial package for their review. This will include balance sheets and bank statements. It will allow them to determine, for you, what you need and what they think you will be able to pay back.

Reviewing Loan Terms

Before you sign on the dotted line of a loan agreement, review the terms. What’s the APR? Are there any hidden fees? If you don’t know what the true cost of a loan is, you could end up getting yourself into some trouble.

It’s important to remember that you have a legally binding agreement with the lender as soon as you sign off and receive the money. Do some research so you know what the terms are. These can vary by lender as well as what your credit score is.

You can always choose not to accept the terms by deciding to work with a different lender.

Applying for Lakewood Bad Credit Loans

When you’re ready to apply for a Lakewood bad credit loan, you don’t have to worry so much about the credit score. Instead, focus on the needs of your business. Decide how much you need and what you plan on using the money for within your operations.

Complete the online application and get the approval that you need.

We’re here to help you every step of the way. Fill out your application and let’s get started today.