Long Island Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.

Payroll

Use the loan to pay your employees.

Liquid

Keep the cash on hand for future expenses.

Equipment

Buy new equipment to grow your business.

Staff

Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Long Island Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless

Trusted

We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

A lack of capital may be something that’s holding your company back. That doesn’t have to be the case. You might not think there is any way for you to get capital to seize on to the goals your company has, but a loan is likely to be there within your grasp.

It’s time to get serious about growing. The longer you wait to engage in efforts to grow your company, the more difficult it will be down the road to achieve the goals you and your company staff have always had to make things work. There’s no time like the present.

Consider working with us a loan provider in Long Island who can offer small business loans even in situations where the applicant company’s credit rating is not extremely high.

Benefits for companies we can give out

There are quite a few reasons why we’re beneficial as a lender. The following are some ways. One or all of these might provide to be of great use to your commercial efforts:

  • Moving forward at a fast rate- Because of the nature of a lot of business opportunities a typical company owner might be interest in, it’s not possible to sit around and still jump on them. For this reason, we make sure we get funds out to Long Island companies looking for bad credit small business loans extremely quickly.
  • Getting approved with less than perfect credit- So many people struggle for good credit. You don’t have to feel like it’s an obstacle for you. We can work with those who have no credit yet as a company or for individual borrowers owning companies who have struggled with credit.
  • Enjoying the flexibility to repay in such a way that you can afford to do it- Running a company is about determining how to afford things in such a way to maximize profits. You can repay and you can do so in an affordable manner here.
  • Having freedom to select the project you want to spend funds on- A business owner can not have passion for a situation if they don’t have the ability to select what to work on. You’re an entrepreneur, so you should steer the venture by determining what you’re using your funds for.

Keys to the pre-application needs you have

Rushing things is not good. If you don’t yet have a detailed plan worked out, it’s too soon to take out a loan even if you can be approved for it.

The things you can do to bring up those credit marks

If your credit is too low as a company, it also might be too soon. There are several options from among which you can choose now. Maybe, you can take some time to bring up your company’s rating through secured credit accounts or things like that. Otherwise, you can do some things to bring up your own personal credit so you can get a business loan on the basis of your own personal credit.

Telling the lender about your plans

Detailing what you’re seeking funds for is good. A good presentation in favor of the lender making the investment in you can sometimes stand in lieu of a strong credit score.

Documenting the pathway to your company’s success

Simply telling a good story about what you want to do is probably not enough at all. There’s more to it there than that. Documents are also of significance here. You should have documents like income statements to support you.

Fine tuning the specific details

Being a good negotiator is good when you’re looking for the right loan. Don’t automatically agree to whatever’s put before you. You can fine tune the details and express any concerns with an offer. Then, you might be able to have the offer adjusted to meet needs.