Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Long Island Small Business Loans

A lack of capital may be something that’s holding your company back. That doesn’t have to be the case. You might not think there is any way for you to get capital to seize on to the goals your company has, but a loan is likely to be there within your grasp.
It’s time to get serious about growing. The longer you wait to engage in efforts to grow your company, the more difficult it will be down the road to achieve the goals you and your company staff have always had to make things work. There’s no time like the present.
Consider working with us a loan provider in Long Island who can offer small business loans even in situations where the applicant company’s credit rating is not extremely high.

Long Island Small Business Loans

There are quite a few reasons why we’re beneficial as a lender. The following are some ways. One or all of these might provide to be of great use to your commercial efforts:

  • Moving forward at a fast rate- Because of the nature of a lot of business opportunities a typical company owner might be interest in, it’s not possible to sit around and still jump on them. For this reason, we make sure we get funds out to Long Island companies looking for bad credit Long Island small business loans extremely quickly.
  • Getting approved with less than perfect credit- So many people struggle for good credit. You don’t have to feel like it’s an obstacle for you. We can work with those who have no credit yet as a company or for individual borrowers owning companies who have struggled with credit.
  • Enjoying the flexibility to repay in such a way that you can afford to do it- Running a company is about determining how to afford things in such a way to maximize profits. You can repay and you can do so in an affordable manner here.
  • Having freedom to select the project you want to spend funds on- A business owner can not have passion for a situation if they don’t have the ability to select what to work on. You’re an entrepreneur, so you should steer the venture by determining what you’re using your funds for.

Keys to the pre-application needs you have

Rushing things is not good. If you don’t yet have a detailed plan worked out, it’s too soon to take out a loan even if you can be approved for it.

The things you can do to bring up those credit marks

If your credit is too low as a company, it also might be too soon. There are several options from among which you can choose now. Maybe, you can take some time to bring up your company’s rating through secured credit accounts or things like that. Otherwise, you can do some things to bring up your own personal credit so you can get a Long Island business loan on the basis of your own personal credit.

Telling the lender about your plans

Detailing what you’re seeking funds for is good. A good presentation in favor of the lender making the investment in you can sometimes stand in lieu of a strong credit score.

Documenting the pathway to your company’s success

Simply telling a good story about what you want to do is probably not enough at all. There’s more to it there than that. Documents are also of significance here. You should have documents like income statements to support you.

Fine tuning the specific details

Being a good negotiator is good when you’re looking for the right Long Island Small Business Loan. Don’t automatically agree to whatever’s put before you. You can fine tune the details and express any concerns with an offer. Then, you might be able to have the offer adjusted to meet needs.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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