Louisville Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.

Payroll

Use the loan to pay your employees.

Liquid

Keep the cash on hand for future expenses.

Equipment

Buy new equipment to grow your business.

Staff

Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Louisville Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless

Trusted

We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

Obtaining A Loan Even When You Have Bad Credit

It is not always easy to obtain a loan when your credit history is something less than what it should be. This is putting it mildly. The truth is, it can be nearly impossible in certain circumstances to get a loan if you don’t really know what you are doing. This happens to a lot of people who find themselves behind the 8 ball so to speak when they first enter into a loan office or bank to try to receive some credit. In the event that this happens to you, you should know a few things about what you can do to get your money.

Formulate A Plan

You absolutely should know your reasons why you need a loan in the first place. A lot of people understand in their own worlds why they require the money they are asking a lender for, but they fail to articulate that to the lender themselves. When that happens, the lender may be unwilling to proceed with the loan. Just because you know what your needs are for your loan does not mean that this translates to the lender wanting to provide those funds to you.

To get away from this potential problem you should consider how to present a plan to your creditor to receive the funding you need to operate your business. Explain to them exactly how you intend to allocate the funds, and show them as best as you are able exactly how those dollars will go to work in your business.

Check On Your Credit Score And Clean It Up

It may turn out to be the case that your needs for a bad credit loan are not as high as you thought they were. This could be because you may have better credit than you realized. A lot of people forget that they can and should check their credit reports before asking to borrow money. The credit agencies sometimes make mistakes on your report that can cost you dearly. If you want to avoid falling into the trap of potentially asking for a loan with a lower credit score than you really have you should check your report and dispute any inaccuracies.

Bring Your Documents

There are certain documents which you should have with you when you go to ask for a loan. These are the pieces of paperwork that detail your credit worthiness and other factors that the lender is going to want to know about you. Provide this to your lender as a way of showing that you do intend to be an excellent borrower and pay back the money that you rightfully owe them. It goes to the peace of mind of the lender that you can back up what you say you will do with actual documents showing that you can do it.

Review The Paperwork Presented To You

You should always receive any paperwork that you receive regarding a loan before you sign anything. This is just a standard practice in business. You don’t want to end up signing up for things that you don’t know anything about. A good businessperson would never do this. Instead, you must work to understand your loans and make sure that they play out well in your favor.

Receive Your Money And Begin To Use It

You can receive your funds in as little as two days. After that, you may begin to use the funds that you have received to start building out your business as planned. Make sure that while all of this is happening that you stick to the script that you have laid out with the lender so that you can pay them back on time as you have promised to do. If you do all of that then the process of borrowing does not have to be so stressful in the first place.