Arizona

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.

Payroll

Use the loan to pay your employees.

Liquid

Keep the cash on hand for future expenses.

Equipment

Buy new equipment to grow your business.

Staff

Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Arizona

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless

Trusted

We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

If you run a business in Arizona and need some extra cash, you are likely wondering how you can get it. You might think going to the bank and getting a standard loan is your best option because that is what most business owners do. The only problem is that you won’t get a loan if you have poor or no credit, preventing you from getting the money you need to run or expand your business.

When you find yourself in that situation and want a way out, consider the benefits of a merchant cash advance. It lets you get the money you need even if you have poor credit. With this type of loan, you make your payments automatically from your credit card processor.

Benefits

Consider the fantastic benefits you can get with a merchant cash advance in Arizona so that you can decide if this path is right for you:

  • Quick Funds
  • Fast Process
  • Bad Credit Won’t Hold You Back

A merchant cash advance is a great option for those with poor credit because they can still access the funds they need to reach their goals. You won’t need to fill out tons of complicated forms or wait weeks to get an answer on the status of your approval. Instead of facing those problems, you can apply for your cash advance and get your funds in as little as two days.

As long as you make a consistent profit each month, you can get a merchant cash advance no matter your credit score. The benefits of a cash advance attract many business owners who would otherwise not have access to funding, and they are thrilled by the opportunity to apply.

Requirements

You need to meet some requirements if you are interested in a merchant cash advance in Arizona. First, you need a credit score of at least 520 and have been in business for two or more years. The two-year requirement gives your lender the chance to see how much money you bring in on a consistent basis. Most lenders require you to have an annual revenue of $180,000 or more to qualify for this lending solution.

This requirement exists to prove you generate enough sales to repay the loan according to the terms to which you agree. If you are in a bad situation or want to boost your business to new heights, a merchant cash advance might make sense for you if you meet these requirements. Since the requirements are not in stone, you can ask different lenders for funding if you don’t meet them.

How It Works

You now know the benefits and requirements of a merchant cash advance. With that in mind, let’s explore how the process works to give you a clear picture of what you should expect moving forward. You begin by applying for the cash advance and providing your credit card statements to prove your profit. You must list the amount you would like to borrow in your application before submitting it, and the loan officer will review your information and make a decision.

If the loan officer approves your application, you will get the funds within a few days. The lender will then deduct a portion of your credit card sales until you repay the loan and service fees. Many lenders will charge less in fees over the life of your loan if you offer a high percentage of your credit card income each month. Rather than jumping into the process, you must look at your options and choose the correct path.

Getting Started

Now that you have read the guide, you know everything you need about getting a merchant cash advance in Arizona. Whether you need to buy new equipment, increase your marketing campaign or bring new team members on board, a cash advance is a perfect solution for your bottom line. New businesses that have been around for only a few years can benefit from this lending option, but those with bad credit can also enjoy the rewards.

You will be pleased when you see how easy it is for you to begin the application and get the funds. If you are ready to start so that you can get the money in your account, pick up your phone and set an appointment today.