Franchise Merchant Cash Advance

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.


We promise to treat you like a partner.

No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

8.99 %
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

11 %
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

9.0 %
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

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We work diligently, and quickly, to help you

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Franchise Merchant Cash Advance

Does your business need up to $250,000 to hire new employees or fulfill a large order? If that sounds like your company, a merchant cash advance (MCA) may be an ideal way to get the funding it needs in a hurry. Since you are not applying for a loan, there is no need for a credit check and no need to put up collateral to get the working capital.

What Is a Franchise Merchant Cash Advance?

An MCA allows you to receive cash today based on anticipated future revenue. The advance provider will charge a factoring rate of anywhere between 1.1 and 1.5. This is equivalent to an interest rate of 10 to 50 percent. The factoring rate will be based on a number of factors including the amount of the loan and track record that your company has making money.

How Much Can My Business Borrow?

The amount that your company is advanced is determined by your company’s revenue over the past several months. As a general rule, you can get anywhere from 50 to 250 percent of that figure. Once you receive the cash, you start to repay the advance over a period of three to 24 months. Your first payment is made the day that money arrives in your checking account. The retrieval rate is usually about 10 percent of however much is deposited into your merchant account.

Use the Money For Almost Any Purpose

The money that you receive can be used for any reason that you can think of. For instance, it could be used to lease equipment or pay off an old tax debt. It could also be used to make sure that vendors and employees get paid in a timely manner. If necessary, the money can be kept in a bank account as a cushion in case you expect your expenses to grow suddenly in the next few months.

What Types of Franchises Benefit Most from MCA Funding?

Almost any type of business can benefit from having an MCA. Typically, restaurants and other companies that have smaller margins will ask for an advance on credit card transactions. It is also ideal for companies that have just started out and don’t have the ability to get funding from a traditional lender like a bank or credit union.

Since an MCA has no bearing on your credit, there is no drawback to at least inquiring about funding. It likely won’t show up on a business or personal credit report, which means that you don’t have to worry about an inquiry lowering your credit score.

Are There Any Drawbacks to a Franchise MCA?

There may be downsides to getting an MCA as opposed to getting another source of funding. The amount of interest that you pay to the cash advance provider may be higher than what you would pay to a credit card company or other financial institution. Furthermore, since you are getting an advance instead of a loan, it won’t have any impact on your credit score. This means that you can’t improve a bad score or enhance a poor credit history by repaying the advance in a timely manner.

If your company could use an infusion of capital, a merchant cash advance is an effective way to get it. In a matter of hours, you can have hundreds of thousands of dollars in your company’s bank account. The application process is easy and quick, which means that you spend less time asking for money and more time focusing on your business.

It’s Simple

  • 1 Tell us what you need
  • 2 We'll evaluate it
  • 3 We'll offer our terms

Get pre-qualified

  • We guarantee you funding
  • Risk free to you, no strings
Get pre-qualified today