Maine Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Maine Merchant Cash Advance

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

What to Know About Merchant Cash Advances

Merchant cash advances are not loans. The merchant cash advance provider will give you funds and take a percentage of your daily debit or credit card sales. You can quickly get the funds that you need if you apply for a merchant cash advance. Even if your credit score is not good, you can still get a merchant cash advance.

Do You Qualify for a Merchant Cash Advance?

Merchant cash advances are easier to qualify for than other types of funding. That is why a merchant cash advance may be a good choice if you have little to no collateral and a low credit score. They are also a good choice if you get most of your sales from debit cards or credit cards. Many people who work in the retail or restaurant business apply for merchant cash advances.

Every merchant cash advance provider has their own standards. However, most people who get approved for merchant cash advances have been in business for at least two years and have a 550 credit score. They also bring in at least $180,000 in revenue.

Applying for a Merchant Cash Advance

You can quickly and easily apply for merchant cash advance. You will pay the money back with your daily debit card sales. That is why the merchant cash provider will use this to determine whether you get approved. They want to make sure that you have enough money coming in to pay back the merchant cash advance. They may also ask you to provide your bank statements and credit card statements.

You can fill out the application online. In most cases, the appplications are processed the same day. You may also be able to get the funds that you need the same day.

What Documents do You Need to Apply for a Merchant Cash Advance?

  • Credit card statements
  • Voided business check
  • Credit card
  • Business tax returns
  • Bank statements

How the Merchant Cash Advance Works

Every business will need to have some extra cash to work. However, it takes time for you to apply for loans. There is a chance that you will not get approved for a loan. That is why many people turn to merchant cash advances.

Merchant cash advances can be structured in two days. You can get the funds in exchange for your future credit or debit card sales. You can also get daily debits taken from your bank account.

It is important to note that you will have to pay additional fees. The merchant cash advance provider will charge you a factor rate. The rate will typically range from 1.2 to 1.5 percent. You will need to multiply the factor rate by the amount you borrow to determine how much you will have to pay back.

For example, you take out a merchant advance for $40,000. The factor rate is 1.2. You will end up paying back $48,000. A merchant cash advance can be expensive.

Pros of Getting a Cash Advance

  • You can quickly get the funds that you need.
  • It is easy for you to get approved.
  • You can get approved even if your credit is bad.
  • It is suitable for all types of businesses.

Cons of Getting a Cash Advance

  • The fees that you pay for a merchant cash advance are higher than the ones for conventional loans.
  • Your cash flow will be reduced because you have to pay back the merchant cash advance provider.
  • It can be hard to change merchant cash advance providers.