Delancey Street Helps Business Owners Grow

We provide funding fast, with a completely online application.

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Use our online form and apply online. It's risk free - and cost free. We charge no application fees ever, and it's a simple process.

We Approve YOU

Get approved in less than 24 hours. We look at your business, and underwrite your file within 2-4 hours.

Get Funded

Once we make an offer, we send you an agreement, and fund you in 24 hours.

How We Help

Small business loans are a great way to grow your business. We fund business owners when traditional banks say no. Getting a loan from a traditional bank is difficult, we look past your credit score and fund you.

Get a $500-$100,000 small business loan

Get working capital in as little as 24 hours once approved

No risk - There is no application fee, and we don't charge junk fees that other lenders do.

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Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

Nassau County Business Loans

If you are a small business owner or entrepreneur in the Nassau County area and you need cash flow to stabilize your company operations or to fuel growth, the chances are good that you have checked out your options for a business loan. There is no doubt that accessing extra funds are helpful for nourishing and sustaining your business cash flow requirements. If you need to ramp up your business operations, Delancey Street specializes in providing Nassau County Bad Credit Business Loans.

Don’t Let A Credit Score Hold You Back
At Delancey Street, borrowers get evaluated differently than traditional lenders and banks. Instead of using a credit score, which can sometimes contain errors and inaccurate reporting, company financials get used to determine whether the borrower qualifies for a small business loan, a line of credit, or a merchant cash advance. As long as your company shows a history of sales and credit card transactions, there is a high chance that you can get approved for Nassau County Bad Credit Business Loans. Loans are available for as much as 2 million dollars for qualified borrowers.

How The Process Differs From Traditional Lenders
Streamlined application process
Fast access to funds – usually within two business days
Flexible repayment plans
Companies of all sizes and types considered
Low credit scores OK
Use funds however they are needed
Applying for a business loan can be an intimidating experience, especially for entrepreneurs and small business owners who might have less than perfect credit. To make this process amiable to clients who could have trouble getting traditional small business loans, applying for a loan is simple. Not having excellent credit doesn’t preclude you from qualifying for a business loan.

Use The Money However Needed
No one knows your business better than the company owner. When you work with a company like Delancey Street, business owners have complete control over how the funds get used. This financial service is ideal for adding inventory, launching new products, paying for outstanding invoices, hiring new employees, or boosting your marketing budget. Whatever you decide is the most diligent use of your capital.

Before Applying
Before starting the application process with a traditional business lender, it is a wise idea to find out where your credit score currently stands. Most prime lenders prefer that their customers have an average to a higher score to qualify for prime business loans. People with a lower credit score may have troubles getting approved or qualifying for the best credit terms and rates.
If you have bad credit, and you don’t have an immediate need for a loan, you can take steps to straighten up your situation and increase your credit score over time. Avoid making late payments. Not only do they result in a negative account on your credit report, but they are also expensive when the creditor adds financial penalties such as late fees or increased interest rates. If you notice conflicting accounts or incorrect entries, contact the credit reporting agency and ask them to verify the data. If they are unable to certify the debt, the item gets removed. Your credit score should improve as erroneous information gets deleted.

Business Loans Don’t Have To Be Difficult
Unfortunately, many small business owners don’t have the luxury of waiting for their credit file to improve when they need to fund their company. Delancey Street understands there is more to your company than your credit score. Instead of judging the creditworthiness of the business owner, financial statements from the company get used to determine if they qualify for Portland Bad Credit Small Business Loans. Loans are available for businesses including, but not limited to, coffee shops, hospitality businesses, restaurants, retailers, warehouse and shipping companies, general contractors, automotive and home repair, and more. All companies with verified company financials as well as regular credit card sales get taken seriously.

If you’re a small business owner in Nassau, you’ll be excited to have new financing options available. Delancey Street now makes it possible to get a bad credit small business loan in as little as two days. They have many convenient options available for nearly any project you may have. Remodeling, expanding, covering expenses, and more are all possible with a loan from Delancey Street. Our Nassau small business owners have access to the following types of loans:

  • Invoice factoring loans
  • Merchant cash advances
  • Private money loans
  • Hard money loans
  • Business line of credit loans and more

Tips on Getting Your Loan Funded Faster

Small business owners in Nassau can do several things to help get their loan even faster. The first step is to prepare documentation that shows what you need the loan for. This can be in the form of a business plan, a presentation, invoices, financial statements, and anything else that supports your request. You’ll want to prepare for an interview and anticipate any questions the lender may have. They’ll review the request and the information to determine which loan product would best suit your needs.

Preparing for any Credit Concerns

Delancey Street works with any type of credit. However, if you need a bad credit or limited credit small business loan, you’ll want to review your credit report. Some loans require that an explanation is provided for any items that negatively affect the report. This is true for both personal and business credit. The major consumer credit bureaus are Equifax, Experian, and Trans Union. For business credit, Dun and Bradstreet is the credit bureau you’ll want to check. If you’re able to resolve any of these items, it may help you qualify for better loan terms. If you find that the report contains errors, disputing the items with the credit bureaus may help to improve your credit as well. Finally, credit repair agencies may help remove negative items by challenging them for you.

Submitting Your Financial Records to Delancey Street

Your business and personal finances may be required to qualify for a loan. This means that you’ll want to review these records prior to submitting them for accuracy and completeness. An accountant can also be of great assistance in reviewing these records. Items that may be requested include asset accounts such as bank accounts, retirement accounts, and permanent life insurance. Accounting records such as tax returns, profit and loss statements, cash flow reports, and invoices may also be requested. It’s best to prepare as much information as you can ahead of time. If the information is incomplete or missing, it could significantly delay the loan funding process.

The Application and Approval Phase

Once you’re ready to apply for your loan, you’ll meet with one of our lenders. They’ll review all the information you’ve provided and possibly give you a pre-approval. At this time the loan representative may make adjustments to the loan amount or terms that you’ve requested. The loan processing requirements will be explained at this time. The information will then be submitted for processing and underwriting. During this time, you may be asked to provide additional supporting documentation for anything that’s unclear or needs an explanation. It’s imperative that you stay in touch with the contact person to ensure timely processing.

Disbursment of Your Funds and Making Payments

Depending on the type bad credit small business loan that’s provided, you may receive the funds or they’ll be sent to whoever is the recipient. You’ll also sign the loan disclosures that clearly outline the terms that were agreed upon. You’ll also receive the information as to how you’ll make your payments. You’ll be ready to tackle any improvements or anything else you had planned. Delancey Street is ready to help your small business with the loan you’ve been hoping for.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.

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