New Hampshire Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.

Payroll

Use the loan to pay your employees.

Liquid

Keep the cash on hand for future expenses.

Equipment

Buy new equipment to grow your business.

Staff

Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with New Hampshire Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless

Trusted

We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

Small business owners continue to act as the backbone of the U.S. economy. In New Hampshire, small businesses provide a valuable source of jobs while delivering desirable products and services. Sadly, small businesses in the New Hampshire area do struggle. Lean times arrive, and a small business owner may struggle to keep up with bills and other expenses. Seeking out lending sources seems like a plausible option. Not everyone, however, gets approved for a small business loan. Don’t become despondent. Other lenders are out there.

Certain specialty lenders do wish to help all small businesses receive a deserved loan or another valuable funding source. A reputable and established small business lending firm assists with merchant cash advances, lines of credit, and other financing deals. These firms handle all sorts of loan amounts. Seeing a maximum number upwards of $2 million is not out of the question. All kinds of different small businesses with varied needs can call an established lender’s customer service line for information and assistance.

Fast Funding for Small Businesses

When strapped for cash, a small business might not be able to wait long for funds. Delays on meeting payroll, for example, won’t be appreciated by employees. Catastrophes often ensue when small businesses can’t meet obligations. A reputable lender can potentially facilitate loans in as fast as two business days after approval. Application reviews won’t come with unnecessary delays either. The firm streamlined the application process to ensure expedited loan determinations. Applicants must also do their part to move things along.

The Borrower Takes Preparation Steps

Before looking into a loan, small business owners must carefully evaluate what type of financing would be best. A line of credit may prove preferable to a non-revolving small business loan. Determining the appropriate loan should be among the first steps to take. A factor that ties into making the correct determination is need. Assess the exact need for a loan to pick the best loan option. Equally important is assessing creditworthiness.

Need and the Bank

Defining the specific needs for a loan does more than allowing the borrower to find a path to the right lender. Knowing one’s needs allows for making a better impression on the would-be lender. Lending institutions, essentially, invest in a borrower. They don’t wish to approve loans without knowing why the borrower requests the funds. After all, knowing what the borrower intends to do with the money factors into his/her ability to repay the loan. Be prepared to present a clear and compelling reason why you require credit. Doing so may work in your favor.

Examine Creditworthiness in Advance

The better your credit, the better your chances of seeing a loan approved become. Credit scores also play a role in interest rates. Someone with substantial credit garners access to lower interest rates. Competitive interest rates translate into less-expensive loans.

That said, poor credit doesn’t automatically disqualify a borrower with every lender. Small business lending services that cater to “bad credit borrowers” do exist. Small business owners in New Hampshire may explore bad credit loan opportunities when poor credit drags down loan applications.

Regardless, anyone with poor credit should work at improving his/her score. Order a copy of your credit report and check for errors. If any exist, take steps to correct the record. Examine the report to see where legitimate deficiencies exist. Take action to reverse things. So, when a past debt default drags down a rating, try to settle the matter. Taking action could lead to the removal of negatives from the credit history.

Improve the Business’ Financial Standing

Yes, taking steps to improve cash flow comes with difficulties. Be up for the challenge. Banks look at a business’ financial statements to assess a loan application. Put together the necessary financial statements required to prove current economic levels. Improving revenue contributes to making the reports appear more impressive. Even if profits don’t grow, the submitted documents must look professional. Hiring an accountant to prepare professional statements may be worth the investment.

The challenge to small businesses owners involves staying positive. Don’t let anything — even bad credit — discourage your search for a viable loan.