Orange County Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Orange County Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

As a small business owner, you know just how important capital is to the growth of your company. With the right lender by your side, you can achieve rapid expansion that will allow your revenue to explode through the roof. Finding that lender can sometimes be hard, especially if you have less than perfect credit.

At Delancey Street, you can expect loan consideration no matter what your current credit score is. We service business lines of credit, loans, and merchant cash advances up to two million dollars. With our flexible repayment plans and fast approval process, you can be assured that you’ll find the small business loan that will fit the needs of your business.

Before You Apply

While we know that you’re raring to go fill out your small business loan application. There are some things that you should consider doing first. These will help to ensure that you are properly prepared for the loan application process. By understanding the key aspects below, you’ll feel confident in your ability to maneuver through the loan process.

Take A Look At Your Credit

As with any sort of loan, your credit is going to play a big role in your acceptance for funding as well as the terms of the loan that you receive. Having a good credit score proves that you are timely with your payments and don’t take out more debt than you can effectively handle. Lenders like to see a borrower that is financially capable.

If your credit score is not great, you may want to wait and improve it before you apply for the loan. It’s no secret that having a high credit score leads to lower interest rates. It makes sense to improve your credit as much as possible before applying for a small business loan so that you can be assured that you’ll receive the best terms as possible for your situation.

Know Your Financial Documents

Your financial documents are the key to the financial health of your business. You should be regularly reading your income statement, balance sheet, and cash flow statement. When you apply for a small business loan with Delancey Street, you’ll be asked to supply all of these different financial records. Therefore, you should take some time to print these documents out and prepare them in a professional portfolio for ease of reading. This will help to streamline your loan application process.

What Are You Using The Money For?

All lenders like to lend money to business owners who have a clearly thought out plan for that use of the money. Those business owners who simply apply for funding so they have more capital for day to day operations don’t have a long-term plan in mind. This is a big problem. You should have a clear idea of what you’ll be using the loan proceeds for. This will also help you to determine what the ideal amount of money is for your borrowing request.

Know Your Loan Terms

It’s never a good idea to not fully understand any financial documents that you’re signing. You should know exactly what you’re agreeing to. A small business loan is no different. You should know what the terms are, principal amount, repayment schedule, and so forth. All of these will be outlined in your loan contract with Delancey Street.

Simply paying attention to the interest rate for the loan is not acceptable. There are many other factors, such as the term length, that can affect the overall amount of money that you have to pay back over the life of the loan. It’s always a great idea to calculate up the total payback amount so that you can truly see what your business will be responsible for paying back. This will allow you to better check that your business can handle the repayment schedule so that you don’t run into any defaulting issues later down the road.