Rancho Cucamonga Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.

Payroll

Use the loan to pay your employees.

Liquid

Keep the cash on hand for future expenses.

Equipment

Buy new equipment to grow your business.

Staff

Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Rancho Cucamonga Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless

Trusted

We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

If you’re a small business owner in Rancho Cucamonga, you’ll be excited to have new financing options available. Delancey Street now makes it possible to get a bad credit small business loan in as little as two days. They have many convenient options available for nearly any project you may have. Remodeling, expanding, covering expenses, and more are all possible with a loan from Delancey Street. Our Rancho Cucamonga small business owners have access to the following types of loans:

  • Invoice factoring loans
  • Merchant cash advances
  • Private money loans
  • Hard money loans
  • Business line of credit loans and more

 

Tips on Getting Your Loan Funded Faster

Small business owners in Rancho Cucamonga can do several things to help get their loan even faster. The first step is to prepare documentation that shows what you need the loan for. This can be in the form of a business plan, a presentation, invoices, financial statements, and anything else that supports your request. You’ll want to prepare for an interview and anticipate any questions the lender may have. They’ll review the request and the information to determine which loan product would best suit your needs.

Preparing for any Credit Concerns

Delancey Street works with any type of credit. However, if you need a bad credit or limited credit small business loan, you’ll want to review your credit report. Some loans require that an explanation is provided for any items that negatively affect the report. This is true for both personal and business credit. The major consumer credit bureaus are Equifax, Experian, and Trans Union. For business credit, Dun and Bradstreet is the credit bureau you’ll want to check. If you’re able to resolve any of these items, it may help you qualify for better loan terms. If you find that the report contains errors, disputing the items with the credit bureaus may help to improve your credit as well. Finally, credit repair agencies may help remove negative items by challenging them for you.

Submitting Your Financial Records to Delancey Street

Your business and personal finances may be required to qualify for a loan. This means that you’ll want to review these records prior to submitting them for accuracy and completeness. An accountant can also be of great assistance in reviewing these records. Items that may be requested include asset accounts such as bank accounts, retirement accounts, and permanent life insurance. Accounting records such as tax returns, profit and loss statements, cash flow reports, and invoices may also be requested. It’s best to prepare as much information as you can ahead of time. If the information is incomplete or missing, it could significantly delay the loan funding process.

The Application and Approval Phase

Once you’re ready to apply for your loan, you’ll meet with one of our lenders. They’ll review all the information you’ve provided and possibly give you a pre-approval. At this time the loan representative may make adjustments to the loan amount or terms that you’ve requested. The loan processing requirements will be explained at this time. The information will then be submitted for processing and underwriting. During this time, you may be asked to provide additional supporting documentation for anything that’s unclear or needs an explanation. It’s imperative that you stay in touch with the contact person to ensure timely processing.

Disbursment of Your Funds and Making Payments

Depending on the type bad credit small business loan that’s provided, you may receive the funds or they’ll be sent to whoever is the recipient. You’ll also sign the loan disclosures that clearly outline the terms that were agreed upon. You’ll also receive the information as to how you’ll make your payments. You’ll be ready to tackle any improvements or anything else you had planned. Delancey Street is ready to help your small business with the loan you’ve been hoping for.