Small Business Loans Baltimore

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Small Business Loans Baltimore

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

Baltimore Small Business Loan

Your small business strives to meet the customer’s needs each day. For many Baltimore small businesses it is difficult to grow because capital can be hard to come by, even for a successful small business. We specialize in providing loans for Baltimore area small businesses that need capital to expand their scope. We can provide lines of credit, advances, and loans. Unlike many other lenders, we work diligently with small business owners to understand their needs and help them find what they need to grow.


Flexibility is critical for your small business owners and you should seek the same in your lenders. We provide fast approval, convenient repayment plans, and access to the funds in as little as two business days. We know that your time is limited, we believe it can be better spent serving your customers instead of waiting on a lender.

We work with all types of credit, bad credit will not necessarily prevent you from obtaining a loan. Additionally, you can use the funds in any way that will help your business. This includes payroll, expansion, inventory, etc.

Pre-Application Process

Preparation is integral to obtaining a loan for your business. Before you apply you must evaluate your business and its needs. Prioritize those needs and allocate how you will spend the funds if you are granted the loan. Learn about the different borrowing options and choose the one that best fits your needs. Also, evaluate your credit history to see if you are a good candidate before you apply.


Bad credit will not necessarily preclude you from obtaining a loan, but credit will make a big impact on the lender’s decision. Before you apply for a loan get your personal and business credit reports and scrutinize them. Report any erroneous negative marks and make sure it is rectified.

Good credit will also make the loan’s terms better for the borrower. The repayment time and interest rate will be better for borrowers with good credit.

Lenders are more likely to approve you if you have a history of paying your debts. If you can establish a good payment history then your business will be a more attractive option.

Be Specific

Lenders value organization and forethought. Do not approach a lender without a clear plan and specific ways that you will use the funds. You must convince them that your business is worth gambling on. If they have a clear view of where your business is and where you want it to go they will feel safer lending money.

Organize Your Financial Statements

As a borrower, you want approving your loan to be easy for a lender. Collect your financial statements and documents in an easy to read format. Ensure that you provide all the information they will need. You do not want them to have to hunt you down for missing information.

This information provides the lender with a clear picture of your business and your situation. This breeds confidence in the lender for the borrower. The more they know about your business, whether you deem it good or bad, the better it will be for you in the end.

Understand the Terms

Finally, before signing on the dotted line for your Baltimore small business loan, make sure that you understand the terms. A loan is an agreement between a borrower and a lender. They agree to release the funds to you and you agree to repay the loans according to their terms. You must review the agreement and know all of the details. You are responsible for the loan even if you are ignorant of some of the terms.