Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

small business loans fredericksburg va

small business loans fredericksburg va

Tips for Meeting Fredericksburg Small Business Loan Requirements
If you’re a small business owner, then you probably understand the challenges associated with achieving business objectives with limited financial resources. In order to get the money that you need to grow your business, you may want to consider a bank, SBA or online small business loan. The information below provides insights that can help you achieve your goal without any unnecessary complications.
Building Your Credit Score
When you’re in the market for a Fredericksburg small business loan, one of the first considerations is whether your credit is sufficient enough to qualify. Your personal credit score, also known as a FICO score, will range from 300 to 850. The higher your score, the greater the chances that you’ll qualify fo rFredericksburg small business loans. There are five factors used to determine your credit score, which includes your payment history, how much debt you have, the amount of time you have had credit, the kind of credit you have and recent credit inquiries. You probably won’t be surprised to know that your payment history is the most important factor and it’s 35% of your score. How much money you owe is the second most important factor and it’s 30% of your score.
If you need to learn more about your personal credit score, you can visit to obtain a free copy of your credit report. If you end up finding errors, you can work with credit bureaus Experian, TransUnion and Equifax to resolve any issues. The Federal Trade Commission has reported that a significant number of consumers have identified damaging credit report errors. The good news is that your credit score will likely increase once the errors are removed. If you find inaccuracies on your business credit report, then you’ll need to work with Dun & Bradstreet, Experian and Equifax to address them. Keep in mind that your business credit report will have a range from 0 to 100.
Understanding the Lender’s Minimum Qualifications
When seeking small business loans in Fredericksburg VA, you’ll need to be familiar with the minimum qualifications of the lender in order to ensure your application is strong. Although some lenders are flexible and weigh the strength of your overall application, it’s best to make sure you satisfy all requirements. Common requirements typically involve a minimum for annual revenue, years in business and credit scores. They also look for any delinquencies and bankruptcies. If you are applying for an Fredericksburg SBA loan, then you’ll have additional requirements. The SBA also has a list of ineligible businesses that include nonprofit, real estate and insurance companies, among others.
Compiling Required Documentation
Regardless of what type of Fredericksburg small business  loan you’re considering, you’ll have to provide documentation. Most lenders will want you to provide Articles of Incorporation, business licenses, income tax returns, income statement, balance sheet, commercial leases and bank statements. You’ll also have to provide a copy of your driver’s license and your resume. Lenders want to see your resume in order to confirm your professional qualifications and management experience. Keep in mind that online lenders offer a more streamlined process that requires less documentation.
Creating A Business Plan Before You Get a Fredericksburg Small Business Loan
If you’ve been in business for a while, then you may already have a business plan. If not, you’ll likely need to develop one so that lenders can review your financial projections and assess your ability to increase profits. Here are some of the more common elements of a business plan: Company overview, industry analysis, products and services, management team, operations plan, sales and marketing strategy, and a SWOT analysis that spells out the company’s strengths, weaknesses, opportunities and threats.
Providing Collateral
Most Fredericksburg small business lenders will require you to provide collateral, such as real estate, inventory or equipment. If you are not particularly interested in using collateral that can be seized if for some reason you’re unable to repay the loan, then you might want to consider an unsecured Fredericksburg business loan.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
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