Delancey Street Helps Business Owners Grow

We provide funding fast, with a completely online application.

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Use our online form and apply online. It's risk free - and cost free. We charge no application fees ever, and it's a simple process.

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Get approved in less than 24 hours. We look at your business, and underwrite your file within 2-4 hours.

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Once we make an offer, we send you an agreement, and fund you in 24 hours.

How We Help

Small business loans are a great way to grow your business. We fund business owners when traditional banks say no. Getting a loan from a traditional bank is difficult, we look past your credit score and fund you.

Get a $500-$100,000 small business loan

Get working capital in as little as 24 hours once approved

No risk - There is no application fee, and we don't charge junk fees that other lenders do.

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Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

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We have a completely online application process, which is simple and easy.

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We'll match you with the best loan offers we have that are financially responsible.

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We'll fund you the same day you accept our offer.

Small Business Loans In Golden Valley

How to Qualify for a Small Business Loan in Golden Valley
If you’re in the market for small business loans in Golden Valley, the first step is getting prepared so that you can simplify the process and eliminate any unnecessary angst. Every lending institution has their own set of requirements and it’s important to understand the criteria. The information below provides helpful information about different types of loans, such as SBA and online small business loans.
What’s Your Credit Score?
The average person has vague information about their credit score, and they don’t truly understand just how much it affects them financially. Your personal credit score will range from 300 to 850 and is based of five different factors: how much debt you have, the types of credit you have, your payment history, the amount of time you have had credit and recent credit inquiries. Your payment history is the most heavily weighted factor.
Even if you pay your bills on time every month, you’ll still want to check your credit report to make sure it doesn’t contain any errors. It’s been reported that 25% of consumers have found detrimental errors on their credit report and 20% of those consumers experienced an increase in their score once the issues were resolved. The good news is that you can obtain a free credit report each year from This will allow you to confirm the accuracy of your credit report and work with the three credit bureaus (TransUnion, Experian and Equifax) to correct any errors. The scoring for business credit has a range from 0 to 100 and information is accessed from Dun & Bradstreet instead of TransUnion.
Do You Know the Lender’s Minimum Qualifications?
If you’re embarking upon the journey of obtaining a small business loan, then it makes sense to ensure you have a strong application. Although some lenders are flexible, it would be in your best interest to either meet or exceed requirements. The criteria for small business loans in Golden Valley typically involves your annual revenue, credit score and the number of years you have been in business. If you’re thinking about getting an SBA loan, then you’ll need to make sure you are not on their ineligible business list, which includes nonprofit, financial, real estate and life insurance companies, to name a few.
In the event that you need a loan expeditiously, then you might consider an online small business loan because they tend to be more lenient. Just keep in mind that you might end up paying more for the convenience of a fast and easy loan product.
Do You Have All of the Required Documents?
As you have probably imagined, the lending process requires you to provide a wealth of financial and legal documents that may include Articles of Incorporation, income tax returns (personal and business), balance sheet, income statement, bank statements (personal and business), your driver’s license, commercial leases, business licenses and your resume. The purpose of providing your resume is to make sure you are equipped with the necessary qualifications, such as management experience.
If you don’t have the time to provide all of these documents and want a more streamlined process, then an online small business loan might be a better option for you. If you have a strong credit history, there’s a chance that you can find a loan product online that’s comparable to bank loans.
Do You Have a Solid Business Plan?
Lenders are eager to confirm your ability to pay back a loan that has been granted, which is why they will typically request your business plan. Contained in the pages of your business plan should be financial projections that indicate how you intend to pay for the loan. Having a great business plan can do the bidding for you and increase your chances of approval.
Here are common elements of a great business plan: Company overview, management team, industry analysis, product and/or service description, operations plan, sales and marketing strategy, and SWOT analysis (strengths, weaknesses, opportunities and threats).
Do You Have Collateral?
Some lenders require you to provide collateral, such as real estate, inventory or equipment. If you are unable to provide collateral, then an unsecured business loan might work best for you.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

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In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.

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