St. Louis Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.

Payroll

Use the loan to pay your employees.

Liquid

Keep the cash on hand for future expenses.

Equipment

Buy new equipment to grow your business.

Staff

Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with St. Louis Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless

Trusted

We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

Small business owners in St. Louis have a lot to be happy about. There’s a new option for bad credit small business loans in town. Delancey Street specializes in getting you the funding you need to grow your business. Whether you need to upgrade, remodel, or just cover expenses, they’ll be happy to help. They offer some of the quickest funding times around with many loans completed in just two days. There are many options to fit each business’s unique needs. Their professional and dedicated staff will work with you to find a payment and loan that’s affordable. Just a few of the loan options available include the following:

  • Merchant cash advances
  • Invoice factoring loans
  • Hard money loans
  • Bitcoin loans
  • Lines of credit and more

 

Preparing to Apply with Delancey Street in St. Louis

Getting a bad credit small business loan is easy with Delancey Street. Even if you’ve been turned down for traditional financing, you’ll most likely find an option with us. Preparing for your loan takes a little legwork; however, you’ll most likely have much of the needed information within easy reach. The first step is to show a demonstrated need for financing. You can accomplish this by providing an updated business plan, construction plans, invoices, payroll expenses, and any other documentation you may have. If you need assistance with these items, it may be worthwhile to hire a consultant or a writer to assist you. This is often the most important documentation that’s required for nearly every type of loan.

Checking Your Credit

While Delancey Street works with all credit scenarios, it’s important that you have a grasp of your credit situation. Ordering a Dun and Bradstreet report and all three major credit bureau consumer reports will help. You’ll be able to see if there’s any misinformation and address it with the credit bureaus. Sometimes, a credit repair agency might be able to help remove older items and items that are unjustified. Bringing any accounts current and paying off any judgments or collections is also beneficial. Improving your credit may open the door for more options and better loan terms.

Gathering Your Banking and Business Records

When applying for a bad credit small business loan, it’s always best to provide as much information at the beginning as possible. Any documents that help our representatives understand the business better is always helpful. Bank statements, taxes, profit and loss statements, and any other operational information may be requested. You may also be asked to provide information for your personal accounts if applicable. Having an inspection of this information by a financial professional is typically advised. Accuracy and thorough accounting are important to accurately assess the scenario in most cases.

Getting Your Approval

After you’ve had a chance to gather all of your documentation, you’ll meet with one of our loan professionals. They’ll review the information and advise you as to the next steps. If you’re pre-approved, you may be asked to provide additional information or documents. Getting this information submitted as quickly as possible will speed up the process considerably. Once a final approval is issued, you’ll be ready to go to settlement and receive your funds.

Settlement and Disclosures

Your loan settlement is the process of finalizing all of the loan documentation including signing all of the loan disclosures. These documents provide you with the exact terms and repayment structure of the loan. It’s very important that you ask for clarification of any items that may seem unclear. After you’ve completed the process the funds will be made available for you to use. Ensuring timely payments will help you to qualify for loans in the future while rebuilding your credit. Delancey Street will provide you with all of the information you need to make your payments. To find out more information on a bad credit small business loan with Delancey Street, fill out the loan information request and they’ll be in touch with you as quickly as possible.