Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Sunnyvale

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

At some point in the career of any business owner, getting financing becomes important. Yet the requirements for getting financing are sometimes hard to meet for young businesses.

Knowing your resources comes in handy at this point. We are a resource that has hooked many businesses like yours up with small business loans even when it seemed like loan approval was unlikely.

A few benefits that’ll improve your prospects

Why work with us? There are quite a few good reasons to use as a source of small business loans. We’d like to present you with a few great reasons below:

  • No need for perfect credit- Borrowers frequently find that our credit requirements are not as strict as those of other lenders. We won’t expect your company or you to have perfect credit to be approved. We want to help you and we will work to find you a loan product that’s available.
  • No need to wait for funds- It’s nice to see business owners with enthusiasm to get to work. You will want to get to work and put your loan funds to work for you immediately. We ensure you that this will happen when you work with us. While other lenders might not disburse loan funds until a significantly time has passed after approval, we make an effort to provide funds quickly..
  • No need to stress out about repayment- Developing a repayment program that works for you is something we’re dedicated to doing. You’ll have a lot of say in how matters unfold. We’ll work with your budget to make things work.
  • No need to limit your spending according to the lender’s terms- Some types of loan require the borrower to spend money on one particular thing or limited things only.
    We don’t do that. You spend money as you see fit for your project.

Understanding exactly what your goals are

Without a purpose having excess capital might not be helpful to you. You don’t need a loan if there’s nothing in particular you’re using it on. Taking out small business loans will cost your company money. You’ll have to pay for the interest. So don’t just apply and see what happens. Apply and know how much money you want and need to make the whole thing worth the effort.

Preparing by working up your credit score

Set time aside to build your credit to get the best loan. With more time to prepare your credit, you won’t have to put as much effort into becoming approved. You’ll get better loan rates and terms for you to improve your company budget.

Illustrating clearly what your intentions are

Applying for a loan is a great opportunity to pull things together and flesh out the plan. That’s because you need to present that plan to the lender. Lenders want to see drive and ambition. But that’s not all they want to see. They also want to see well thought out intentions on your part as the business owner.

Anticipating document needs

Don’t think that you’re going to apply without showing relevant documents. There are numerous documents a lender should ideally see to evaluate an applicant.

These are some documents to prepare and have at hand:

  • Balance sheets
  • Income statements
  • Financial analyses and projections

A way to know you’re fully ready

If you haven’t sat down and read over the entire contract in detail, you’re not ready to sign the loan agreement. A lot of business owners get a rush when they finally are approved for capital. It’s important to deal with this initial excitement without making any big mistakes.

A loan is a commitment that will last until the loan is paid off. Any commitment needs to be evaluated fully before it is taken on.